{"id":916,"date":"2025-06-06T16:45:05","date_gmt":"2025-06-06T08:45:05","guid":{"rendered":"https:\/\/live-ofn-nus.pantheonsite.io\/?page_id=916"},"modified":"2026-01-06T19:26:48","modified_gmt":"2026-01-06T11:26:48","slug":"financial-aid-loans","status":"publish","type":"page","link":"https:\/\/www.nus.edu.sg\/finance\/students\/student-finance-matters\/financial-aid-loans\/","title":{"rendered":"Financial Aid &amp; Loans"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"916\" class=\"elementor elementor-916\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3007c3aa e-flex e-con-boxed e-con e-parent\" data-id=\"3007c3aa\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-63ab0d0d elementor-widget elementor-widget-heading\" data-id=\"63ab0d0d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Student Finance Matters<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1f38b266 e-flex e-con-boxed e-con e-parent\" data-id=\"1f38b266\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-b3f1de4 e-grid e-con-full e-con e-child\" data-id=\"b3f1de4\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-5d78b95 e-con-full e-flex e-con e-child\" data-id=\"5d78b95\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-0c15a28 e-con-full e-flex e-con e-child\" data-id=\"0c15a28\" data-element_type=\"container\" data-settings=\"{&quot;sticky&quot;:&quot;top&quot;,&quot;sticky_offset&quot;:50,&quot;background_background&quot;:&quot;classic&quot;,&quot;sticky_offset_mobile&quot;:0,&quot;sticky_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;],&quot;sticky_effects_offset&quot;:0,&quot;sticky_anchor_link_offset&quot;:0}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2253e0e nus-sidebar-menu elementor-widget elementor-widget-wp-widget-nav_menu\" data-id=\"2253e0e\" data-element_type=\"widget\" data-widget_type=\"wp-widget-nav_menu.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<nav class=\"menu-student-finance-matters-financial-aid-loans-sidebar-menu-container\" aria-label=\"Menu\"><ul id=\"menu-student-finance-matters-financial-aid-loans-sidebar-menu\" class=\"menu\"><li id=\"menu-item-918\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-918\"><a aria-expanded=\"false\" href=\"https:\/\/www.nus.edu.sg\/finance\/students\/student-finance-matters\/financial-aid-loans\/\" class=\"menu-link\">Financial Aid &amp; Loans<\/a>\n<ul class=\"sub-menu\">\n\t<li id=\"menu-item-999\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-999\"><a href=\"https:\/\/www.nus.edu.sg\/finance\/students\/student-finance-matters\/financial-aid-loans\/disbursement-of-financial-aid\/\" class=\"menu-link\">Disbursement of Financial Aid<\/a><\/li>\n\t<li id=\"menu-item-998\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-998\"><a href=\"https:\/\/www.nus.edu.sg\/finance\/students\/student-finance-matters\/financial-aid-loans\/cpf-education-loan-scheme-cels\/\" class=\"menu-link\">CPF Education Loan Scheme (CELS)<\/a><\/li>\n\t<li id=\"menu-item-997\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-997\"><a href=\"https:\/\/www.nus.edu.sg\/finance\/students\/student-finance-matters\/financial-aid-loans\/post-secondary-education-account-psea\/\" class=\"menu-link\">Post-Secondary Education Account (PSEA)<\/a><\/li>\n\t<li id=\"menu-item-996\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-996\"><a href=\"https:\/\/www.nus.edu.sg\/finance\/students\/student-finance-matters\/financial-aid-loans\/skillsfuture-credit-sfc\/\" class=\"menu-link\">SkillsFuture Credit (SFC)<\/a><\/li>\n\t<li id=\"menu-item-995\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-995\"><a href=\"https:\/\/www.nus.edu.sg\/finance\/students\/student-finance-matters\/financial-aid-loans\/tuition-fee-loan-study-loan-other-student-loan-schemes\/\" class=\"menu-link\">Tuition Fee Loan, Study Loan &amp; Other Student Loan Schemes<\/a><\/li>\n<\/ul>\n<\/li>\n<\/ul><\/nav>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-81c6327 e-con-full e-flex e-con e-child\" data-id=\"81c6327\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-efe1d41 e-con-full e-flex e-con e-child\" data-id=\"efe1d41\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bfccea1 expand-all elementor-widget elementor-widget-button\" data-id=\"bfccea1\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Expand all<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b19fc61 collapse-all elementor-widget elementor-widget-button\" data-id=\"b19fc61\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Collapse all<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2488f06f elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"2488f06f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Financial Aid &amp; Loans<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ff45e55 elementor-widget elementor-widget-heading\" data-id=\"ff45e55\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Popular FAQs<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3440114f popular-faq-links elementor-widget elementor-widget-text-editor\" data-id=\"3440114f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><a href=\"#disbursement-of-financial-aid-2\">How can I find out more on Financial Aid (FA) such as eligibility, application procedures, etc.?<\/a><\/li><li><a href=\"#other-load-schemes-1\">How do I know whether my student loan application is approved?<\/a><\/li><li><a href=\"#cels-3\">How do I apply for CPF Education Loan Scheme (CELS) if I am eligible?<\/a><\/li><li><a href=\"#psea-3\">How do I apply for Post-Secondary Education Account (PSEA) if I am eligible?<\/a><\/li><li><a href=\"#sfc-4\">How do I apply for SkillsFuture Credit (SFC)?<\/a><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4234117a e-con-full e-flex e-con e-child\" data-id=\"4234117a\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f5d2682 elementor-widget elementor-widget-heading\" data-id=\"f5d2682\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Disbursement of Financial Aid<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a53b48c elementor-widget__width-inherit faq-accordion elementor-widget elementor-widget-n-accordion\" data-id=\"6a53b48c\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:300,&quot;sizes&quot;:[]},&quot;max_items_expended&quot;:&quot;one&quot;}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1780\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1780\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Is there any financial assistance available for students? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1780\" class=\"elementor-element elementor-element-b095060 e-con-full e-flex e-con e-child\" data-id=\"b095060\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-610707b elementor-widget elementor-widget-text-editor\" data-id=\"610707b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Yes. NUS offers a variety of Financial Aid (FA) schemes to help meet educational and living expenses of financially-needy students.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"disbursement-of-financial-aid-2\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"disbursement-of-financial-aid-2\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How can I find out more on Financial Aid (FA) such as eligibility, application procedures, etc.? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"disbursement-of-financial-aid-2\" class=\"elementor-element elementor-element-35a07af8 e-con-full e-flex e-con e-child\" data-id=\"35a07af8\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c5309bd elementor-widget elementor-widget-text-editor\" data-id=\"c5309bd\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>For\u00a0<strong>undergraduate<\/strong>\u00a0students, details are available at Office of Financial Aid&#8217;s website at\u00a0<a href=\"http:\/\/www.nus.edu.sg\/oam\/financial-aid\" target=\"_blank\" rel=\"noopener\">http:\/\/www.nus.edu.sg\/oam\/financial-aid<\/a>\u00a0and the various sub-sites listed below:<\/p><table class=\"table\" border=\"1\" width=\"100%\" cellspacing=\"0\" cellpadding=\"0\"><thead><tr><th class=\"fiftypercent\" valign=\"top\"><center>Information on:<\/center><\/th><th class=\"fiftypercent\" valign=\"top\"><center>URLs<\/center><\/th><\/tr><\/thead><tbody><tr><td valign=\"top\" data-label=\"Information on:\">Application<\/td><td valign=\"top\" data-label=\"URLs\"><a href=\"http:\/\/www.nus.edu.sg\/oam\/financial-aid\/application\" target=\"_blank\" rel=\"noopener\">http:\/\/www.nus.edu.sg\/oam\/financial-aid\/application<\/a><\/td><\/tr><tr><td valign=\"top\" data-label=\"Information on:\">Financial Aid (FA) Calendar and Disbursement Schedule<\/td><td valign=\"top\" data-label=\"URLs\"><a href=\"http:\/\/www.nus.edu.sg\/oam\/financial-aid\/financial-aid-calendar\" target=\"_blank\" rel=\"noopener\">http:\/\/www.nus.edu.sg\/oam\/financial-aid\/financial-aid-calendar<\/a><\/td><\/tr><\/tbody><\/table><p>For\u00a0<strong>graduate students<\/strong>, please see\u00a0<a href=\"http:\/\/www.nus.edu.sg\/admissions\/graduate-studies\/scholarships-financial-aid-and-fees.html\" target=\"_blank\" rel=\"noopener\">http:\/\/www.nus.edu.sg\/admissions\/graduate-studies\/scholarships-financial-aid-and-fees.html<\/a>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1782\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1782\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> If I have successfully applied for more than 1 Financial Aid (FA), what is the order of priority of payment for my Tuition Fee and Miscellaneous Student Fees? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1782\" class=\"elementor-element elementor-element-65f1d481 e-con-full e-flex e-con e-child\" data-id=\"65f1d481\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-44331e0 elementor-widget elementor-widget-text-editor\" data-id=\"44331e0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The order of priority of payment by the various financial aid schemes for the payment of tuition fees and miscellaneous fees is shown below.<\/p><ol><li>Scholarship that covers 100% of tuition fee \/ MENDAKI Tertiary Tuition Fee Subsidy (TTFS)<\/li><li>SkillsFuture Credit (SFC)<\/li><li>Higher Education Community\/Higher Education Bursary (Medicine\/Dentistry)<\/li><li>NUS Bursaries<\/li><li>Post-Secondary Education Account (PSEA) Scheme*<\/li><li>Central Provident Fund (CPF) Education Loan Scheme (CELS)*<\/li><li>MOE Tuition Fee Loan (TFL)*<\/li><li>Higher Education Community\/Higher Education Bursary (non-Medicine\/Dentistry)<\/li><li>MOE Study Loan*<\/li><li>Bursaries (non-NUS)<\/li><li>GIRO deductions\/NETS\/others<\/li><\/ol><p>* If your tuition fee is already fully covered by a scholarship\/NUS Bursary\/TTFS, schemes such as the PSEA, CELS, MOE TFL and MOE Study Loan (Tuition Fee portion) will not be applicable and will be suspended\/withdrawn if you are an existing recipient.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1783\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1783\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What happens if the total amount of all my Financial Aid (FA) is less than my outstanding fees? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1783\" class=\"elementor-element elementor-element-2ccba6a e-flex e-con-boxed e-con e-child\" data-id=\"2ccba6a\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c9469fb elementor-widget elementor-widget-text-editor\" data-id=\"c9469fb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>When the total amount of all your FAs is\u00a0<strong><u>less<\/u><\/strong>\u00a0than your outstanding fees, the remaining amount of your outstanding fees (i.e. debit balance) will still need to be paid via GIRO.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1784\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1784\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What happens if the total amount of all my Financial Aid (FA) is more than my outstanding fees? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1784\" class=\"elementor-element elementor-element-4d04757 e-flex e-con-boxed e-con e-child\" data-id=\"4d04757\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-60ae80e elementor-widget elementor-widget-text-editor\" data-id=\"60ae80e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>When the total amount of all your FAs is\u00a0<strong><u>more<\/u><\/strong>\u00a0than your outstanding fees, the resulting excess balance will be refunded to your Receiving Bank Account (Credit Bank Account) by the timelines indicated in\u00a0<a href=\"http:\/\/www.nus.edu.sg\/oam\/financial-aid\/financial-aid-calendar\" target=\"_blank\" rel=\"noopener\">http:\/\/www.nus.edu.sg\/oam\/financial-aid\/financial-aid-calendar<\/a>.<\/p><p>To facilitate the refund, please update your &#8220;Receiving Bank Account (Credit Bank Account)&#8221; via\u00a0<a href=\"https:\/\/myedurec.nus.edu.sg\/\" target=\"_blank\" rel=\"noopener\">Education Records System<\/a>\u00a0(see\u00a0<strong>FAQs on GIRO Payment<\/strong>).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Is there any financial assistance available for students?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes. NUS offers a variety of Financial Aid (FA) schemes to help meet educational and living expenses of financially-needy students.\"}},{\"@type\":\"Question\",\"name\":\"How can I find out more on Financial Aid (FA) such as eligibility, application procedures, etc.?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"For\\u00a0undergraduate\\u00a0students, details are available at Office of Financial Aid&#8217;s website at\\u00a0http:\\\/\\\/www.nus.edu.sg\\\/oam\\\/financial-aid\\u00a0and the various sub-sites listed below:Information on:URLsApplicationhttp:\\\/\\\/www.nus.edu.sg\\\/oam\\\/financial-aid\\\/applicationFinancial Aid (FA) Calendar and Disbursement Schedulehttp:\\\/\\\/www.nus.edu.sg\\\/oam\\\/financial-aid\\\/financial-aid-calendarFor\\u00a0graduate students, please see\\u00a0http:\\\/\\\/www.nus.edu.sg\\\/admissions\\\/graduate-studies\\\/scholarships-financial-aid-and-fees.html.\"}},{\"@type\":\"Question\",\"name\":\"If I have successfully applied for more than 1 Financial Aid (FA), what is the order of priority of payment for my Tuition Fee and Miscellaneous Student Fees?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The order of priority of payment by the various financial aid schemes for the payment of tuition fees and miscellaneous fees is shown below.Scholarship that covers 100% of tuition fee \\\/ MENDAKI Tertiary Tuition Fee Subsidy (TTFS)SkillsFuture Credit (SFC)Higher Education Community\\\/Higher Education Bursary (Medicine\\\/Dentistry)NUS BursariesPost-Secondary Education Account (PSEA) Scheme*Central Provident Fund (CPF) Education Loan Scheme (CELS)*MOE Tuition Fee Loan (TFL)*Higher Education Community\\\/Higher Education Bursary (non-Medicine\\\/Dentistry)MOE Study Loan*Bursaries (non-NUS)GIRO deductions\\\/NETS\\\/others* If your tuition fee is already fully covered by a scholarship\\\/NUS Bursary\\\/TTFS, schemes such as the PSEA, CELS, MOE TFL and MOE Study Loan (Tuition Fee portion) will not be applicable and will be suspended\\\/withdrawn if you are an existing recipient.\"}},{\"@type\":\"Question\",\"name\":\"What happens if the total amount of all my Financial Aid (FA) is less than my outstanding fees?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"When the total amount of all your FAs is\\u00a0less\\u00a0than your outstanding fees, the remaining amount of your outstanding fees (i.e. debit balance) will still need to be paid via GIRO.\"}},{\"@type\":\"Question\",\"name\":\"What happens if the total amount of all my Financial Aid (FA) is more than my outstanding fees?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"When the total amount of all your FAs is\\u00a0more\\u00a0than your outstanding fees, the resulting excess balance will be refunded to your Receiving Bank Account (Credit Bank Account) by the timelines indicated in\\u00a0http:\\\/\\\/www.nus.edu.sg\\\/oam\\\/financial-aid\\\/financial-aid-calendar.To facilitate the refund, please update your &#8220;Receiving Bank Account (Credit Bank Account)&#8221; via\\u00a0Education Records System\\u00a0(see\\u00a0FAQs on GIRO Payment).\"}}]}<\/script>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5683489 e-con-full e-flex e-con e-child\" data-id=\"5683489\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f232fdd elementor-widget elementor-widget-heading\" data-id=\"f232fdd\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">CPF Education Loan Scheme (CELS)<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fd36c4b elementor-widget__width-inherit faq-accordion elementor-widget elementor-widget-n-accordion\" data-id=\"fd36c4b\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:300,&quot;sizes&quot;:[]},&quot;max_items_expended&quot;:&quot;one&quot;}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2650\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2650\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What is the CPF Education Loan Scheme (CELS)? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2650\" class=\"elementor-element elementor-element-670624d e-con-full e-flex e-con e-child\" data-id=\"670624d\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fb1b08c elementor-widget elementor-widget-text-editor\" data-id=\"fb1b08c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The CPF Education Loan Scheme (CELS) is administered by the Central Provident Fund Board (CPFB).<\/p><p>The CELS is for the payment of tuition fees for full-time Singapore Citizen and Singapore Permanent Resident Undergraduate students. You can use your own, your spouse\u2019s or your parents&#8217; CPF savings to pay for the tuition fees. It cannot be used to pay for the compulsory miscellaneous fees and hostel fees.<\/p><p>Please apply for GIRO so that any remainder fees not covered by CPF and other financial aid will be deducted automatically on the scheduled GIRO deduction dates.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2651\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2651\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How do I know whether I am eligible for CPF Education Loan Scheme (CELS)? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2651\" class=\"elementor-element elementor-element-9176b41 e-con-full e-flex e-con e-child\" data-id=\"9176b41\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-41e55e5 elementor-widget elementor-widget-text-editor\" data-id=\"41e55e5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>Singapore Citizens and Permanent Residents taking full-time subsidised undergraduate programmes, regardless of family income<\/li><li>Returning National Servicemen registering as undergraduate students in July\/August and reading Internal Blended Learning Online Courses (iBLOCs)\/Special Term Courses (only tuition fee portion is applicable)<\/li><\/ul><p><span style=\"text-decoration: underline;\">Who are not eligible:<\/span><\/p><ul><li>Graduate students<\/li><li>Part-time Undergraduate students<\/li><li>Undergraduate students enrolled in the Bachelor of Information Technology (BIT)<\/li><li>Full -time Undergraduate Students who have exceeded their normal candidature and have fully utilized the MOE Tuition Grant<\/li><li>Full-time Undergraduate Students who are paying full fees (non-subsidized tuition fee), i.e., not taking up the MOE Tuition Grant or were given an admission offer without the MOE Tuition Grant<\/li><li>Full-time Undergraduate Students receiving scholarships\/bursaries\/subsidies\/awards which fully cover tuition fees<\/li><li>Full-time Undergraduate Students enrolled in the Concurrent Degree Programmes, once they are charged graduate tuition fees.<\/li><li>Full-time Undergraduate Students enrolled in the Joint-Degree Programmes (JDP)<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"cels-3\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"cels-3\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How do I apply for CPF Education Loan Scheme (CELS) if I am eligible? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"cels-3\" class=\"elementor-element elementor-element-62ebed6 e-con-full e-flex e-con e-child\" data-id=\"62ebed6\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-54dc0ce elementor-widget elementor-widget-text-editor\" data-id=\"54dc0ce\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Details of the CELS, eligibility criteria, application procedures &amp; deadlines etc. can be found at:<\/p><ul><li>NUS Office of Financial Aid\u2019s website at\u00a0<a href=\"https:\/\/www.nus.edu.sg\/oam\/financial-aid\/schemes-for-tuition-fees-and-or-living-costs\/cpf-education-loan-scheme\" target=\"_blank\" rel=\"noopener\">https:\/\/www.nus.edu.sg\/oam\/financial-aid\/schemes-for-tuition-fees-and-or-living-costs\/cpf-education-loan-scheme<\/a><\/li><li>CPF Board\u2019s website at <a href=\"https:\/\/www.cpf.gov.sg\/service\/article\/what-is-the-cpf-education-loan-scheme\" target=\"_blank\" rel=\"noopener\">https:\/\/www.cpf.gov.sg\/service\/article\/what-is-the-cpf-education-loan-scheme<\/a><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2653\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2653\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> I have missed the application period for CPF Education Loan Scheme (CELS). Can I submit a late application? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2653\" class=\"elementor-element elementor-element-906a9b4 e-flex e-con-boxed e-con e-child\" data-id=\"906a9b4\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d4fd1e2 elementor-widget elementor-widget-text-editor\" data-id=\"d4fd1e2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>All applications under the CPF Education Loan Scheme should be submitted online within the application period. No late applications will be entertained. You may refer to the\u00a0<a href=\"https:\/\/www.cpf.gov.sg\/member\/tools-and-services\/forms-e-applications\/apply-for-cpf-education-loan\/application-schedule\" target=\"_blank\" rel=\"noopener\">Application Schedule to Use CPF Savings under the CPF Education Loan Scheme<\/a>\u00a0for the application period.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2654\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2654\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Do I need to re-apply for the CPF Education Loan Scheme (CELS) every semester? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2654\" class=\"elementor-element elementor-element-6d23ca5 e-flex e-con-boxed e-con e-child\" data-id=\"6d23ca5\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ffc6d68 elementor-widget elementor-widget-text-editor\" data-id=\"ffc6d68\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>No, your approved CELS application is a\u00a0<strong><u>standing instruction<\/u><\/strong>\u00a0to allow your Tuition Fee to be deducted from the authorised CPF account when due. This instruction will remain valid until you submit a written request to\u00a0 <a href=\"https:\/\/www.cpf.gov.sg\/service\/article\/how-do-i-revoke-the-use-of-cpf-savings-under-the-cpf-education-loan-scheme\" target=\"_blank\" rel=\"noopener\">CPF Board<\/a>\u00a0to terminate it.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2655\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2655\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> My application for CPF Education Loan Scheme (CELS) has been approved but it is still not reflected in my student bill. The payment due date is approaching. (a) Should I pay the outstanding amount as stated in the bill or the net amount after deducting CELS? (b) Why do I still have outstanding fees payable in my Student Account after deduction for my Tuition Fee using CELS? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2655\" class=\"elementor-element elementor-element-d671988 e-flex e-con-boxed e-con e-child\" data-id=\"d671988\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-39c3802 elementor-widget elementor-widget-text-editor\" data-id=\"39c3802\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>(a) If you have applied for the CELS within the\u00a0<a href=\"https:\/\/www.cpf.gov.sg\/member\/tools-and-services\/forms-e-applications\/apply-for-cpf-education-loan\/application-schedule\" target=\"_blank\" rel=\"noopener\">stipulated deadline<\/a>, please pay the net amount (outstanding amount in student bill less CELS payment). The CELS will be reflected in your student account 2 weeks before the first GIRO deduction. Please log in to your EduRec student account to check that the deduction is successful and there is no outstanding balance after the deduction. If the deduction is unsuccessful, please make payment for the outstanding balance as soon as possible. Please see\u00a0<a href=\"https:\/\/www.nus.edu.sg\/finance\/students\/student-finance-matters\" target=\"_blank\" rel=\"noopener\">here<\/a> for exact fee payment due dates. Please see (b) below for the net amount payable.<\/p><p>(b) As stipulated by CPFB and subject to CPF withdrawal limits, CELS can only be used to pay the Tuition Fee of full-time undergraduates taking MOE-subsidised courses. Hence, other fees including the Miscellaneous Student Fees (MSF) and Hostel Fees have to be paid separately by GIRO or other payment modes.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2656\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2656\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> I have applied for CPF Education Loan Scheme (CELS), but to date, no deduction has been made from my father\u2019s CPF account and my Tuition Fee is still outstanding. What should I do now? Would the late fee charge be waived? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2656\" class=\"elementor-element elementor-element-6a64d70 e-flex e-con-boxed e-con e-child\" data-id=\"6a64d70\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-41093e2 elementor-widget elementor-widget-text-editor\" data-id=\"41093e2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tIf your CELS application is successful, CPF Board will inform the member (in this case, your father) of the outcome and proceed to pay your Tuition Fee to NUS. In the event that no payment is effected, please contact <a href=\"https:\/\/www.cpf.gov.sg\/member\/contact-us\" target=\"_blank\" rel=\"noopener\">CPF Board<\/a>\u00a0directly at 1800 227 1188 to check on your application status.\n\nAny outstanding fees in your Student Account after the fee payment due date will incur late fee charge. You may log a case via our\u00a0<a href=\"https:\/\/faq.nus.edu.sg\/\" target=\"_blank\" rel=\"noopener\">FAQ Portal<\/a>\u00a0with valid reasons to appeal for waiver of the late fee charge.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2657\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"8\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2657\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> I have applied for CPF Education Loan Scheme (CELS) but have been informed that there are insufficient funds in my father\u2019s CPF account. What should I do? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2657\" class=\"elementor-element elementor-element-ddab81e e-flex e-con-boxed e-con e-child\" data-id=\"ddab81e\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5c2d178 elementor-widget elementor-widget-text-editor\" data-id=\"5c2d178\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>When applying for CELS, students have to ensure that there are sufficient funds in the designated CPF account. If CPF funds are insufficient, students will still have to pay their outstanding Tuition Fee with other sources of funds.<\/p><p>Students who need further financial assistance can check the Office of Financial Aid\u2019s website at\u00a0<a href=\"http:\/\/www.nus.edu.sg\/oam\/financial-aid\" target=\"_blank\" rel=\"noopener\">http:\/\/www.nus.edu.sg\/oam\/financial-aid<\/a>. Alternatively, students may contact\u00a0<a href=\"https:\/\/www.cpf.gov.sg\/member\/contact-us\" target=\"_blank\" rel=\"noopener\">CPFB<\/a>\u00a0at 1800 227 1188 to understand the procedures to apply for use of another CPF member\u2019 fund under the CELS.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2658\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"9\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2658\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> When and how do I make repayment of funds utilised under the CPF Education Loan Scheme (CELS)? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2658\" class=\"elementor-element elementor-element-1e85013 e-flex e-con-boxed e-con e-child\" data-id=\"1e85013\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e7d71d4 elementor-widget elementor-widget-text-editor\" data-id=\"e7d71d4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Repayment starts 1 year after graduation or upon leaving the course, whichever is earlier. You may make partial, lump sum or monthly instalments to CPFB for the full amount of CPF funds utilised plus the interest from the time the funds are withdrawn. The interest, which is based on the prevailing CPF interest rate, will be credited into the CPF account of the member whose savings had been used.<\/p><p>Students who have left NUS and have credit balance in their own Post-Secondary Education Account (PSEA) may also opt to use the PSEA funds for payment of their outstanding CELS loan. For more details, please refer to PSEA website at\u00a0<a href=\"https:\/\/www.moe.gov.sg\/financial-matters\/psea\/funds-balance-and-usage\/loans-and-approved-financing-scheme\" target=\"_blank\" rel=\"noopener\">https:\/\/www.moe.gov.sg\/financial-matters\/psea\/funds-balance-and-usage\/loans-and-approved-financing-scheme.<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2659\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"10\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2659\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How do I terminate my approved CPF Education Loan Scheme (CELS)? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2659\" class=\"elementor-element elementor-element-483e476 e-flex e-con-boxed e-con e-child\" data-id=\"483e476\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7b22fba elementor-widget elementor-widget-text-editor\" data-id=\"7b22fba\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>To terminate your approved CELS, please contact CPF Board directly.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is the CPF Education Loan Scheme (CELS)?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The CPF Education Loan Scheme (CELS) is administered by the Central Provident Fund Board (CPFB).The CELS is for the payment of tuition fees for full-time Singapore Citizen and Singapore Permanent Resident Undergraduate students. You can use your own, your spouse\\u2019s or your parents&#8217; CPF savings to pay for the tuition fees. It cannot be used to pay for the compulsory miscellaneous fees and hostel fees.Please apply for GIRO so that any remainder fees not covered by CPF and other financial aid will be deducted automatically on the scheduled GIRO deduction dates.\"}},{\"@type\":\"Question\",\"name\":\"How do I know whether I am eligible for CPF Education Loan Scheme (CELS)?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Singapore Citizens and Permanent Residents taking full-time subsidised undergraduate programmes, regardless of family incomeReturning National Servicemen registering as undergraduate students in July\\\/August and reading Internal Blended Learning Online Courses (iBLOCs)\\\/Special Term Courses (only tuition fee portion is applicable)Who are not eligible:Graduate studentsPart-time Undergraduate studentsUndergraduate students enrolled in the Bachelor of Information Technology (BIT)Full -time Undergraduate Students who have exceeded their normal candidature and have fully utilized the MOE Tuition GrantFull-time Undergraduate Students who are paying full fees (non-subsidized tuition fee), i.e., not taking up the MOE Tuition Grant or were given an admission offer without the MOE Tuition GrantFull-time Undergraduate Students receiving scholarships\\\/bursaries\\\/subsidies\\\/awards which fully cover tuition feesFull-time Undergraduate Students enrolled in the Concurrent Degree Programmes, once they are charged graduate tuition fees.Full-time Undergraduate Students enrolled in the Joint-Degree Programmes (JDP)\"}},{\"@type\":\"Question\",\"name\":\"How do I apply for CPF Education Loan Scheme (CELS) if I am eligible?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Details of the CELS, eligibility criteria, application procedures &amp; deadlines etc. can be found at:NUS Office of Financial Aid\\u2019s website at\\u00a0https:\\\/\\\/www.nus.edu.sg\\\/oam\\\/financial-aid\\\/schemes-for-tuition-fees-and-or-living-costs\\\/cpf-education-loan-schemeCPF Board\\u2019s website at https:\\\/\\\/www.cpf.gov.sg\\\/service\\\/article\\\/what-is-the-cpf-education-loan-scheme\"}},{\"@type\":\"Question\",\"name\":\"I have missed the application period for CPF Education Loan Scheme (CELS). Can I submit a late application?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"All applications under the CPF Education Loan Scheme should be submitted online within the application period. No late applications will be entertained. You may refer to the\\u00a0Application Schedule to Use CPF Savings under the CPF Education Loan Scheme\\u00a0for the application period.\"}},{\"@type\":\"Question\",\"name\":\"Do I need to re-apply for the CPF Education Loan Scheme (CELS) every semester?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No, your approved CELS application is a\\u00a0standing instruction\\u00a0to allow your Tuition Fee to be deducted from the authorised CPF account when due. This instruction will remain valid until you submit a written request to\\u00a0 CPF Board\\u00a0to terminate it.\"}},{\"@type\":\"Question\",\"name\":\"My application for CPF Education Loan Scheme (CELS) has been approved but it is still not reflected in my student bill. The payment due date is approaching. (a) Should I pay the outstanding amount as stated in the bill or the net amount after deducting CELS? (b) Why do I still have outstanding fees payable in my Student Account after deduction for my Tuition Fee using CELS?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"(a) If you have applied for the CELS within the\\u00a0stipulated deadline, please pay the net amount (outstanding amount in student bill less CELS payment). The CELS will be reflected in your student account 2 weeks before the first GIRO deduction. Please log in to your EduRec student account to check that the deduction is successful and there is no outstanding balance after the deduction. If the deduction is unsuccessful, please make payment for the outstanding balance as soon as possible. Please see\\u00a0here for exact fee payment due dates. Please see (b) below for the net amount payable.(b) As stipulated by CPFB and subject to CPF withdrawal limits, CELS can only be used to pay the Tuition Fee of full-time undergraduates taking MOE-subsidised courses. Hence, other fees including the Miscellaneous Student Fees (MSF) and Hostel Fees have to be paid separately by GIRO or other payment modes.\"}},{\"@type\":\"Question\",\"name\":\"I have applied for CPF Education Loan Scheme (CELS), but to date, no deduction has been made from my father\\u2019s CPF account and my Tuition Fee is still outstanding. What should I do now? Would the late fee charge be waived?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"If your CELS application is successful, CPF Board will inform the member (in this case, your father) of the outcome and proceed to pay your Tuition Fee to NUS. In the event that no payment is effected, please contact CPF Board\\u00a0directly at 1800 227 1188 to check on your application status.\\n\\nAny outstanding fees in your Student Account after the fee payment due date will incur late fee charge. You may log a case via our\\u00a0FAQ Portal\\u00a0with valid reasons to appeal for waiver of the late fee charge.\"}},{\"@type\":\"Question\",\"name\":\"I have applied for CPF Education Loan Scheme (CELS) but have been informed that there are insufficient funds in my father\\u2019s CPF account. What should I do?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"When applying for CELS, students have to ensure that there are sufficient funds in the designated CPF account. If CPF funds are insufficient, students will still have to pay their outstanding Tuition Fee with other sources of funds.Students who need further financial assistance can check the Office of Financial Aid\\u2019s website at\\u00a0http:\\\/\\\/www.nus.edu.sg\\\/oam\\\/financial-aid. Alternatively, students may contact\\u00a0CPFB\\u00a0at 1800 227 1188 to understand the procedures to apply for use of another CPF member\\u2019 fund under the CELS.\"}},{\"@type\":\"Question\",\"name\":\"When and how do I make repayment of funds utilised under the CPF Education Loan Scheme (CELS)?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Repayment starts 1 year after graduation or upon leaving the course, whichever is earlier. You may make partial, lump sum or monthly instalments to CPFB for the full amount of CPF funds utilised plus the interest from the time the funds are withdrawn. The interest, which is based on the prevailing CPF interest rate, will be credited into the CPF account of the member whose savings had been used.Students who have left NUS and have credit balance in their own Post-Secondary Education Account (PSEA) may also opt to use the PSEA funds for payment of their outstanding CELS loan. For more details, please refer to PSEA website at\\u00a0https:\\\/\\\/www.moe.gov.sg\\\/financial-matters\\\/psea\\\/funds-balance-and-usage\\\/loans-and-approved-financing-scheme.\"}},{\"@type\":\"Question\",\"name\":\"How do I terminate my approved CPF Education Loan Scheme (CELS)?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"To terminate your approved CELS, please contact CPF Board directly.\"}}]}<\/script>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d941716 e-con-full e-flex e-con e-child\" data-id=\"d941716\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-70ac507 elementor-widget elementor-widget-heading\" data-id=\"70ac507\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Post-Secondary Education Account (PSEA)<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-67275b9 elementor-widget__width-inherit faq-accordion elementor-widget elementor-widget-n-accordion\" data-id=\"67275b9\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1080\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1080\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What is the Post-Secondary Education Account (PSEA) scheme? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1080\" class=\"elementor-element elementor-element-bc0c5f5 e-con-full e-flex e-con e-child\" data-id=\"bc0c5f5\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b43827d elementor-widget elementor-widget-text-editor\" data-id=\"b43827d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The PSEA Scheme is administered by the Ministry of Education (MOE) and open to all eligible Singapore Citizens.<\/p><p>The PSEA is part of the Post-Secondary Education Scheme to help Singapore Citizens pay for their post-secondary education.<\/p><p>PSEA is opened automatically for all eligible Singaporeans. PSEA is not a bank account.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1081\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1081\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How do I know whether I am eligible for Post-Secondary Education Account (PSEA)? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1081\" class=\"elementor-element elementor-element-1f9aa56 e-con-full e-flex e-con e-child\" data-id=\"1f9aa56\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fb83707 elementor-widget elementor-widget-text-editor\" data-id=\"fb83707\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>To know whether you are eligible for PSEA, please refer to MOE&#8217;s website at\u00a0<a href=\"https:\/\/www.moe.gov.sg\/financial-matters\/psea\/overview\" target=\"_blank\" rel=\"noopener\">https:\/\/www.moe.gov.sg\/financial-matters\/psea\/overview<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"psea-3\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"psea-3\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How do I apply for Post-Secondary Education Account (PSEA) if I am eligible? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"psea-3\" class=\"elementor-element elementor-element-171dd17 e-con-full e-flex e-con e-child\" data-id=\"171dd17\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b6dc284 elementor-widget elementor-widget-text-editor\" data-id=\"b6dc284\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The PSEA applications are to be submitted online.<\/p><p>Undergraduate students PSEA applications are managed by the Office of Financial Aid (OFA).<\/p><p>Graduate students PSEA applications are managed by the NUS Graduate School.<\/p><p>Please refer to the respective links below for more details on the PSEA application, usage, etc.<\/p><ul><li><strong>Undergraduate PSEA:<\/strong> <a href=\"https:\/\/www.nus.edu.sg\/oam\/financial-aid\/schemes-for-tuition-fees-and-or-living-costs\/post-secondary-education-account\" target=\"_blank\" rel=\"noopener\">https:\/\/www.nus.edu.sg\/oam\/financial-aid\/schemes-for-tuition-fees-and-or-living-costs\/post-secondary-education-account<\/a><\/li><li><strong>Graduate PSEA:<\/strong> <a href=\"https:\/\/nusgs.nus.edu.sg\/post-secondary-education-account\/\" target=\"_blank\" rel=\"noopener\">https:\/\/nusgs.nus.edu.sg\/post-secondary-education-account\/<\/a><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1083\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1083\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What is the difference between Post-Secondary Education Account (PSEA) Standing Order (SO) and PSEA Adhoc Withdrawal? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1083\" class=\"elementor-element elementor-element-282bfd4 e-flex e-con-boxed e-con e-child\" data-id=\"282bfd4\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e8f124f elementor-widget elementor-widget-text-editor\" data-id=\"e8f124f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The PSEA Standing Order (SO) is applicable to students who want to pay their semesters&#8217; tuition and miscellaneous student fees using PSEA funds. This standing instruction is a\u00a0<strong><u>one-time application<\/u><\/strong>\u00a0and will remain valid until it is terminated with a duly completed PSEA SO Termination Form submitted to MOE. Applications have to be made within the stipulated application periods published on\u00a0<a href=\"https:\/\/www.nus.edu.sg\/oam\/financial-aid\/schemes-for-tuition-fees-and-or-living-costs\/post-secondary-education-account\" target=\"_blank\" rel=\"noopener\">NUS Financial Aid&#8217;s website.<\/a><\/p><p>The PSEA Adhoc Withdrawal is an application for use of PSEA funds for a one-off\/specific amount payment, e.g. pay for current semester&#8217;s fees as the PSEA SO&#8217;s application deadline has been missed. A fresh PSEA Adhoc Withdrawal Form has to be submitted for each withdrawal. It takes about a month for PSEA Adhoc withdrawal to be credited to NUS for fee payment.<\/p><p>To avoid double payment, students should not apply for PSEA Adhoc withdrawal if they already have valid SO maintained with MOE from the start of the semester.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1084\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1084\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Can I use my Post-Secondary Education Account (PSEA) funds to pay only miscellaneous student fees? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1084\" class=\"elementor-element elementor-element-5f75a67 e-flex e-con-boxed e-con e-child\" data-id=\"5f75a67\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-61c07e2 elementor-widget elementor-widget-text-editor\" data-id=\"61c07e2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Yes. To use PSEA funds to pay\u00a0<strong><u>only<\/u><\/strong>\u00a0miscellaneous student fees, you will need to submit a fresh PSEA Adhoc withdrawal form for each semester.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1085\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1085\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> I have not set up a Post-Secondary Education Account (PSEA) Standing Order (SO) arrangement for my studies in NUS. However, NUS has deducted my PSEA funds for payment of fees. Is the deduction a mistake? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1085\" class=\"elementor-element elementor-element-4ccfdcb e-flex e-con-boxed e-con e-child\" data-id=\"4ccfdcb\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e79353b elementor-widget elementor-widget-text-editor\" data-id=\"e79353b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Once a PSEA SO is set up, the standing instruction will apply to all future withdrawals until the SO is terminated or replaced, regardless of which approved institution you attend. This means that the PSEA SO that you had set up with the approved institution prior to your study in NUS will remain valid until MOE receives your PSEA SO Termination Form. Hence, the deduction is not a mistake.<\/p><p><span data-teams=\"true\">If you do not wish to continue to use your PSEA SO\/your sibling\u2019s PSEA SO to pay for your fees, please contact MOE directly for the PSEA SO Termination.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1086\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1086\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Can I use the funds in my Post-Secondary Education Account (PSEA) for repayment of loans taken during my course of study at NUS? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1086\" class=\"elementor-element elementor-element-ef37781 e-flex e-con-boxed e-con e-child\" data-id=\"ef37781\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-65570bb elementor-widget elementor-widget-text-editor\" data-id=\"65570bb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tYes. Students who have left NUS and have outstanding loans repayable under the MOE Tuition Fee Loan (TFL) \/ MOE Study Loan (SL) \/ Overseas Student Programme (OSP) and CPF Education Loan Scheme (CELS) may use PSEA funds for loan repayment. However, do note that you can only do this after your status has been updated as \u2018Graduated\u2019 by the banks, which takes place 1 month before the interest commencement dates.\n<table class=\"table\" border=\"1\" width=\"100%\" cellspacing=\"0\" cellpadding=\"0\">\n<thead>\n<tr>\n<th valign=\"top\"><\/th>\n<th valign=\"top\"><center>For Borrowers who graduate during or at the end of:<\/center><\/th>\n<th valign=\"top\"><center>Graduation status will be updated by the bank by:<\/center><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>a)<\/td>\n<td>Semester 1<\/td>\n<td>end Apr of the year following graduation<\/td>\n<\/tr>\n<tr>\n<td>b)<\/td>\n<td>Semester 2<\/td>\n<td>end Sep in the year of graduation<\/td>\n<\/tr>\n<tr>\n<td>c)<\/td>\n<td>Special Term Part 1<\/td>\n<td>end Oct in the year of graduation<\/td>\n<\/tr>\n<tr>\n<td>d)<\/td>\n<td>Special Term Part 2<\/td>\n<td>end Nov in the year of graduation<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\nFor more details, please refer to PSEA website <a href=\"https:\/\/www.moe.gov.sg\/financial-matters\/psea\/funds-balance-and-usage\/loans-and-approved-financing-scheme\" target=\"_blank\" rel=\"noopener\">here<\/a>.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1087\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"8\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1087\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What is the application deadline for Post-Secondary Education Account (PSEA) for payment of Tuition Fee and Miscellaneous Student Fees? When will the PSEA funds be disbursed and reflected in my student account? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1087\" class=\"elementor-element elementor-element-0267614 e-flex e-con-boxed e-con e-child\" data-id=\"0267614\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-07e09fe elementor-widget elementor-widget-text-editor\" data-id=\"07e09fe\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Please refer to NUS Office of Financial Aid&#8217;s website at\u00a0<a href=\"https:\/\/www.nus.edu.sg\/oam\/financial-aid\/schemes-for-tuition-fees-and-or-living-costs\/post-secondary-education-account\" target=\"_blank\" rel=\"noopener\">https:\/\/www.nus.edu.sg\/oam\/financial-aid\/schemes-for-tuition-fees-and-or-living-costs\/post-secondary-education-account<\/a>\u00a0for the application period and disbursement timeline.<\/p><p>*For PSEA application deadline for SEP\/NOC\/Overseas\/Enrichment\/Preparatory Programmes, Residential College Fees and Health Science Students, please refer to\u00a0<a href=\"https:\/\/www.nus.edu.sg\/oam\/financial-aid\/schemes-for-tuition-fees-and-or-living-costs\/post-secondary-education-account\" target=\"_blank\" rel=\"noopener\">OAM&#8217;s website<\/a>\u00a0for details.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1088\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"9\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1088\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> I have submitted my Post-Secondary Education Account (PSEA) application form by the application deadline and checked that there are sufficient funds in the relevant PSEA account, but the PSEA funds are still not reflected in my student bill. The payment due date is approaching. Should I pay the outstanding amount as stated in the bill or the net amount after deducting PSEA? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1088\" class=\"elementor-element elementor-element-9c82c72 e-flex e-con-boxed e-con e-child\" data-id=\"9c82c72\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7a60292 elementor-widget elementor-widget-text-editor\" data-id=\"7a60292\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The PSEA payment will be reflected in your student account by the disbursed date stated in Q8 above. Please\u00a0<a href=\"https:\/\/www.nus.edu.sg\/finance\/students\/student-finance-matters#paymentdue\" target=\"_blank\" rel=\"noopener\">apply for GIRO\u00a0<\/a>to facilitate payment of the outstanding balance after offsetting the PSEA amount claimed. The outstanding balance (after offsetting the PSEA amount claimed) will be deducted automatically on the scheduled GIRO deduction dates.<br \/><span style=\"font-size: 12px;\"><i>(If you prefer to pay via a different payment mode, please make the amount net of PSEA. To check your PSEA account\u2019s balance, please call MOE\u2019s 24-hour automated Edusave\/ PSEA hotline 62600777.)<\/i><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is the Post-Secondary Education Account (PSEA) scheme?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The PSEA Scheme is administered by the Ministry of Education (MOE) and open to all eligible Singapore Citizens.The PSEA is part of the Post-Secondary Education Scheme to help Singapore Citizens pay for their post-secondary education.PSEA is opened automatically for all eligible Singaporeans. PSEA is not a bank account.\"}},{\"@type\":\"Question\",\"name\":\"How do I know whether I am eligible for Post-Secondary Education Account (PSEA)?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"To know whether you are eligible for PSEA, please refer to MOE&#8217;s website at\\u00a0https:\\\/\\\/www.moe.gov.sg\\\/financial-matters\\\/psea\\\/overview\"}},{\"@type\":\"Question\",\"name\":\"How do I apply for Post-Secondary Education Account (PSEA) if I am eligible?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The PSEA applications are to be submitted online.Undergraduate students PSEA applications are managed by the Office of Financial Aid (OFA).Graduate students PSEA applications are managed by the NUS Graduate School.Please refer to the respective links below for more details on the PSEA application, usage, etc.Undergraduate PSEA: https:\\\/\\\/www.nus.edu.sg\\\/oam\\\/financial-aid\\\/schemes-for-tuition-fees-and-or-living-costs\\\/post-secondary-education-accountGraduate PSEA: https:\\\/\\\/nusgs.nus.edu.sg\\\/post-secondary-education-account\\\/\"}},{\"@type\":\"Question\",\"name\":\"What is the difference between Post-Secondary Education Account (PSEA) Standing Order (SO) and PSEA Adhoc Withdrawal?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The PSEA Standing Order (SO) is applicable to students who want to pay their semesters&#8217; tuition and miscellaneous student fees using PSEA funds. This standing instruction is a\\u00a0one-time application\\u00a0and will remain valid until it is terminated with a duly completed PSEA SO Termination Form submitted to MOE. Applications have to be made within the stipulated application periods published on\\u00a0NUS Financial Aid&#8217;s website.The PSEA Adhoc Withdrawal is an application for use of PSEA funds for a one-off\\\/specific amount payment, e.g. pay for current semester&#8217;s fees as the PSEA SO&#8217;s application deadline has been missed. A fresh PSEA Adhoc Withdrawal Form has to be submitted for each withdrawal. It takes about a month for PSEA Adhoc withdrawal to be credited to NUS for fee payment.To avoid double payment, students should not apply for PSEA Adhoc withdrawal if they already have valid SO maintained with MOE from the start of the semester.\"}},{\"@type\":\"Question\",\"name\":\"Can I use my Post-Secondary Education Account (PSEA) funds to pay only miscellaneous student fees?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes. To use PSEA funds to pay\\u00a0only\\u00a0miscellaneous student fees, you will need to submit a fresh PSEA Adhoc withdrawal form for each semester.\"}},{\"@type\":\"Question\",\"name\":\"I have not set up a Post-Secondary Education Account (PSEA) Standing Order (SO) arrangement for my studies in NUS. However, NUS has deducted my PSEA funds for payment of fees. Is the deduction a mistake?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Once a PSEA SO is set up, the standing instruction will apply to all future withdrawals until the SO is terminated or replaced, regardless of which approved institution you attend. This means that the PSEA SO that you had set up with the approved institution prior to your study in NUS will remain valid until MOE receives your PSEA SO Termination Form. Hence, the deduction is not a mistake.If you do not wish to continue to use your PSEA SO\\\/your sibling\\u2019s PSEA SO to pay for your fees, please contact MOE directly for the PSEA SO Termination.\"}},{\"@type\":\"Question\",\"name\":\"Can I use the funds in my Post-Secondary Education Account (PSEA) for repayment of loans taken during my course of study at NUS?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes. Students who have left NUS and have outstanding loans repayable under the MOE Tuition Fee Loan (TFL) \\\/ MOE Study Loan (SL) \\\/ Overseas Student Programme (OSP) and CPF Education Loan Scheme (CELS) may use PSEA funds for loan repayment. However, do note that you can only do this after your status has been updated as \\u2018Graduated\\u2019 by the banks, which takes place 1 month before the interest commencement dates.\\n\\n\\n\\n\\nFor Borrowers who graduate during or at the end of:\\nGraduation status will be updated by the bank by:\\n\\n\\n\\n\\na)\\nSemester 1\\nend Apr of the year following graduation\\n\\n\\nb)\\nSemester 2\\nend Sep in the year of graduation\\n\\n\\nc)\\nSpecial Term Part 1\\nend Oct in the year of graduation\\n\\n\\nd)\\nSpecial Term Part 2\\nend Nov in the year of graduation\\n\\n\\n\\nFor more details, please refer to PSEA website here.\"}},{\"@type\":\"Question\",\"name\":\"What is the application deadline for Post-Secondary Education Account (PSEA) for payment of Tuition Fee and Miscellaneous Student Fees? When will the PSEA funds be disbursed and reflected in my student account?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Please refer to NUS Office of Financial Aid&#8217;s website at\\u00a0https:\\\/\\\/www.nus.edu.sg\\\/oam\\\/financial-aid\\\/schemes-for-tuition-fees-and-or-living-costs\\\/post-secondary-education-account\\u00a0for the application period and disbursement timeline.*For PSEA application deadline for SEP\\\/NOC\\\/Overseas\\\/Enrichment\\\/Preparatory Programmes, Residential College Fees and Health Science Students, please refer to\\u00a0OAM&#8217;s website\\u00a0for details.\"}},{\"@type\":\"Question\",\"name\":\"I have submitted my Post-Secondary Education Account (PSEA) application form by the application deadline and checked that there are sufficient funds in the relevant PSEA account, but the PSEA funds are still not reflected in my student bill. The payment due date is approaching. Should I pay the outstanding amount as stated in the bill or the net amount after deducting PSEA?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The PSEA payment will be reflected in your student account by the disbursed date stated in Q8 above. Please\\u00a0apply for GIRO\\u00a0to facilitate payment of the outstanding balance after offsetting the PSEA amount claimed. The outstanding balance (after offsetting the PSEA amount claimed) will be deducted automatically on the scheduled GIRO deduction dates.(If you prefer to pay via a different payment mode, please make the amount net of PSEA. To check your PSEA account\\u2019s balance, please call MOE\\u2019s 24-hour automated Edusave\\\/ PSEA hotline 62600777.)\"}}]}<\/script>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f8007d7 e-con-full e-flex e-con e-child\" data-id=\"f8007d7\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7a0e236 elementor-widget elementor-widget-heading\" data-id=\"7a0e236\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">SkillsFuture Credit (SFC)<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ad60685 elementor-widget__width-inherit faq-accordion elementor-widget elementor-widget-n-accordion\" data-id=\"ad60685\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1810\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1810\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What is SkillsFuture Credit (SFC) <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1810\" class=\"elementor-element elementor-element-a7d8fce e-con-full e-flex e-con e-child\" data-id=\"a7d8fce\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ec7517c elementor-widget elementor-widget-text-editor\" data-id=\"ec7517c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The SkillsFuture Credit (SFC) consists of an initial credit of S$500 which Singapore Citizens aged 25 years and above can use to make payment of course fees for attending courses approved by SkillsFuture Singapore (SSG). From 1 Oct 2020, Singapore citizens aged 25 or above will receive a one-time $500 SkillsFuture Credit Top-up. In addition to this one time $500 credit top-up, Singapore citizens aged 40 to 60 in 2020 will receive an Additional SkillsFuture Credit (Mid-Career Support) of $500. From 1 May 2024, if you are a Singaporean aged 40 and above, you will receive $4,000 SkillsFuture Credit (Mid-Career). The credits may be used in addition to existing course fee subsidies provided by the Government.<\/p><p>Details can be found at\u00a0<a href=\"http:\/\/www.myskillsfuture.gov.sg\/\" target=\"_blank\" rel=\"noopener\">My SkillsFuture portal<\/a>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1811\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1811\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Where can I find a list of NUS courses that are eligible for use of the SkillsFuture Credit (SFC)? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1811\" class=\"elementor-element elementor-element-5236463 e-con-full e-flex e-con e-child\" data-id=\"5236463\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b6a9ba1 elementor-widget elementor-widget-text-editor\" data-id=\"b6a9ba1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>NUS courses that are eligible for use of the SFC can be found on the Training Exchange at\u00a0<a href=\"https:\/\/www.myskillsfuture.gov.sg\/content\/portal\/en\/training-exchange\/course-landing.html\" target=\"_blank\" rel=\"noopener\">https:\/\/www.myskillsfuture.gov.sg\/content\/portal\/en\/training-exchange\/course-landing.html<\/a>. In the search bar, type the words\u00a0<b>National University of Singapore<\/b>\u00a0and click the \u201cSearch\u201d button to see the list of courses offered by NUS.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1812\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1812\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> If I am taking a SkillsFuture Credit (SFC)-eligible course conducted by NUS, can I utilise the SFC to pay my course fee? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1812\" class=\"elementor-element elementor-element-6007950 e-con-full e-flex e-con e-child\" data-id=\"6007950\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9cea4c9 elementor-widget elementor-widget-text-editor\" data-id=\"9cea4c9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>You may utilise SFC to pay course fee if you\/your:<\/p><ul><li>are a Singaporean who is at least 25 years old<\/li><li>tuition fee only<\/li><li>apply in the week<sup>*<\/sup>\u00a0<strong><u>before<\/u><\/strong>\u00a0the course\/semester start date (including the 1<sup>st<\/sup>\u00a0day of the course\/semester) with an uploaded copy of your Student Bill that shows:<ol type=\"a\"><li>Your Full Name<\/li><li>Complete Course Title and Course Start Date<\/li><li>Itemised breakdown of course fee and the total amount payable<\/li><\/ol><\/li><\/ul><p><sup>*<\/sup>A copy of the Student Bill needs to be uploaded at the point of applying for SFC. As such, SFC will not be available in instances where the Student Bill is available only after the add\/drop module period that takes place after the start of semester, e.g. Special Term fees.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"sfc-4\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"sfc-4\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How do I apply for SkillsFuture Credit (SFC)? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"sfc-4\" class=\"elementor-element elementor-element-9cdf0ec e-flex e-con-boxed e-con e-child\" data-id=\"9cdf0ec\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1045182 elementor-widget elementor-widget-text-editor\" data-id=\"1045182\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>You may use your SingPass to login at SFC portal:\u00a0<a href=\"http:\/\/www.myskillsfuture.gov.sg\/\" target=\"_blank\" rel=\"noopener\">http:\/\/www.myskillsfuture.gov.sg\/\u00a0<\/a>to submit your application.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1814\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1814\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> When will I receive the SkillsFuture Credit (SFC) payment if my application is approved by SkillsFuture Singapore (SSG)? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1814\" class=\"elementor-element elementor-element-cf032a8 e-flex e-con-boxed e-con e-child\" data-id=\"cf032a8\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-38a3d5c elementor-widget elementor-widget-text-editor\" data-id=\"38a3d5c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Upon approval by SSG, the SFC payment will be credited to your Student Account in\u00a0<a href=\"https:\/\/myedurec.nus.edu.sg\/\" target=\"_blank\" rel=\"noopener\">Education Records System<\/a>\u00a0(EduRec) to offset your tuition fees within 4 &#8211; 5 weeks after your course start date. Please note that even if your claim status is \u201cPaid to TP (Training Provider)\u201d, it does not mean that your claim has been disbursed to NUS.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1815\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1815\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> It has been 4-5 weeks after my course start date but I still do not see the SkillsFuture Credit (SFC) claim in my Student Bill. <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1815\" class=\"elementor-element elementor-element-5942695 e-flex e-con-boxed e-con e-child\" data-id=\"5942695\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c4ac794 elementor-widget elementor-widget-text-editor\" data-id=\"c4ac794\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tKindly take a screenshot of your SFC claim (with your claim ID and status) and log a case via\u00a0our\u00a0<a href=\"https:\/\/faq.nus.edu.sg\/\" target=\"_blank\" rel=\"noopener\">FAQ Portal<\/a>\u00a0and we will check with SSG for you.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1816\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1816\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> SkillsFuture Singapore (SSG) has approved my SkillsFuture Credit (SFC) claim. How much do I need to pay to NUS? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1816\" class=\"elementor-element elementor-element-3008bd5 e-flex e-con-boxed e-con e-child\" data-id=\"3008bd5\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bdb36c9 elementor-widget elementor-widget-text-editor\" data-id=\"bdb36c9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tPlease proceed to pay the amount payable on your Student Bill, net of your approved SFC claim. (Eg, If your outstanding student bill is $10,000 and approved SFC claim of $4,000. Please make the balance of $6,000 ($10,000-$4,000) preferably via Non-Credit Card Processing payment mode such as GIRO, Flywire or Convera via NUSFastPay or PayNow QR via NUSFastPay).\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1817\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"8\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1817\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What could be the possible reasons for SkillsFuture Singapore (SSG) to reject my SkillsFuture Credit (SFC) application? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1817\" class=\"elementor-element elementor-element-1a46c52 e-flex e-con-boxed e-con e-child\" data-id=\"1a46c52\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8629324 elementor-widget elementor-widget-text-editor\" data-id=\"8629324\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>It may be because you have:<\/p><ul><li>applied for SFC amount that is more than the outstanding course fees shown in the Student Bill<\/li><li>provided the incorrect course details such as &#8216;Course Start Date&#8217;<\/li><\/ul><p>You may wish to contact SSG at 6785 5785 or through their\u00a0<a href=\"https:\/\/service-portal.skillsfuture.gov.sg\/s\/\" target=\"_blank\" rel=\"noopener\">feedback portal<\/a>\u00a0to enquire on the reason of rejection for your SFC application.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1818\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"9\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1818\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What happens when I provide incorrect course details in my SkillsFuture Credit (SFC) application? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1818\" class=\"elementor-element elementor-element-4cb99ba e-flex e-con-boxed e-con e-child\" data-id=\"4cb99ba\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6b45fb4 elementor-widget elementor-widget-text-editor\" data-id=\"6b45fb4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>It is important that you provide the correct course details at time of application as all SFC payment with incorrect course details may be refunded to SSG.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1819\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"10\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1819\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What if I need to cancel my SkillsFuture Credit (SFC) application? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1819\" class=\"elementor-element elementor-element-2bc7af6 e-flex e-con-boxed e-con e-child\" data-id=\"2bc7af6\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ce56fbf elementor-widget elementor-widget-text-editor\" data-id=\"ce56fbf\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>You may cancel your SFC application online at SFC Portal:\u00a0<a href=\"http:\/\/www.myskillsfuture.gov.sg\/\" target=\"_blank\" rel=\"noopener\">http:\/\/www.myskillsfuture.gov.sg\/<\/a><\/p><table class=\"table\" border=\"1\" width=\"100%\" cellspacing=\"0\" cellpadding=\"0\"><thead><tr><th class=\"fiftypercent\" valign=\"top\"><center>If you wish to cancel:<\/center><\/th><th class=\"fiftypercent\" valign=\"top\"><center>Outcome<\/center><\/th><\/tr><\/thead><tbody><tr><td valign=\"top\" data-label=\"If you wish to cancel:\">Up to and including &#8216;Course Start Date&#8217;<\/td><td valign=\"top\" data-label=\"Outcome\">No SFC payment will be made by SSG to NUS<\/td><\/tr><tr><td valign=\"top\" data-label=\"If you wish to cancel:\">After &#8216;Course Start Date&#8217;<\/td><td valign=\"top\" data-label=\"Outcome\">SFC cannot be cancelled after &#8216;Course Start Date&#8217;<\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-18110\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"11\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-18110\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Can I get cash refund for the credits under the SkillsFuture Credit (SFC) scheme? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-18110\" class=\"elementor-element elementor-element-2d068b8 e-flex e-con-boxed e-con e-child\" data-id=\"2d068b8\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-365bec5 elementor-widget elementor-widget-text-editor\" data-id=\"365bec5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>No, the credits from the SFC scheme is\u00a0<strong>strictly<\/strong>\u00a0meant for offset of only tuition\/course\/ examination fees as stipulated by SSG. For other non-tuition\/course fees such as miscellaneous student fees, you will have to use other payment modes. As such, any SFC payment in excess of your tuition\/course\/examination fees charged will be refunded to SSG.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-18111\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"12\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-18111\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> I would like to make a SkillsFuture Credit (SFC) claim but I have made full payment of my student bill. Is NUS able to do a refund\/partial refund so that I can make a SFC claim? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-18111\" class=\"elementor-element elementor-element-53c2a90 e-flex e-con-boxed e-con e-child\" data-id=\"53c2a90\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-72bfcba elementor-widget elementor-widget-text-editor\" data-id=\"72bfcba\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>NUS is unable to do a refund\/partial refund for this purpose. Kindly submit your SFC application for the next semester in the week before the next semester starts.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-18112\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"13\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-18112\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> I paid my bill in full after SkillsFuture Singapore (SSG) has approved my claim. Can I get a refund? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-18112\" class=\"elementor-element elementor-element-5ba384b e-flex e-con-boxed e-con e-child\" data-id=\"5ba384b\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e3cb4e2 elementor-widget elementor-widget-text-editor\" data-id=\"e3cb4e2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tYou should not pay NUS for the approved SFC amount. The credit balance in your EduRec account (after SFC claim has been updated) will be rolled over to the next semester to offset your fees for next semester. If this is your last semester, kindly log a case via\u00a0our\u00a0<a href=\"https:\/\/faq.nus.edu.sg\/\" target=\"_blank\" rel=\"noopener\">FAQ Portal<\/a>\u00a0to request for a refund after the SFC claim disbursement has been updated in your bill.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is SkillsFuture Credit (SFC)\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The SkillsFuture Credit (SFC) consists of an initial credit of S$500 which Singapore Citizens aged 25 years and above can use to make payment of course fees for attending courses approved by SkillsFuture Singapore (SSG). From 1 Oct 2020, Singapore citizens aged 25 or above will receive a one-time $500 SkillsFuture Credit Top-up. In addition to this one time $500 credit top-up, Singapore citizens aged 40 to 60 in 2020 will receive an Additional SkillsFuture Credit (Mid-Career Support) of $500. From 1 May 2024, if you are a Singaporean aged 40 and above, you will receive $4,000 SkillsFuture Credit (Mid-Career). The credits may be used in addition to existing course fee subsidies provided by the Government.Details can be found at\\u00a0My SkillsFuture portal.\"}},{\"@type\":\"Question\",\"name\":\"Where can I find a list of NUS courses that are eligible for use of the SkillsFuture Credit (SFC)?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"NUS courses that are eligible for use of the SFC can be found on the Training Exchange at\\u00a0https:\\\/\\\/www.myskillsfuture.gov.sg\\\/content\\\/portal\\\/en\\\/training-exchange\\\/course-landing.html. In the search bar, type the words\\u00a0National University of Singapore\\u00a0and click the \\u201cSearch\\u201d button to see the list of courses offered by NUS.\"}},{\"@type\":\"Question\",\"name\":\"If I am taking a SkillsFuture Credit (SFC)-eligible course conducted by NUS, can I utilise the SFC to pay my course fee?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"You may utilise SFC to pay course fee if you\\\/your:are a Singaporean who is at least 25 years oldtuition fee onlyapply in the week*\\u00a0before\\u00a0the course\\\/semester start date (including the 1st\\u00a0day of the course\\\/semester) with an uploaded copy of your Student Bill that shows:Your Full NameComplete Course Title and Course Start DateItemised breakdown of course fee and the total amount payable*A copy of the Student Bill needs to be uploaded at the point of applying for SFC. As such, SFC will not be available in instances where the Student Bill is available only after the add\\\/drop module period that takes place after the start of semester, e.g. Special Term fees.\"}},{\"@type\":\"Question\",\"name\":\"How do I apply for SkillsFuture Credit (SFC)?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"You may use your SingPass to login at SFC portal:\\u00a0http:\\\/\\\/www.myskillsfuture.gov.sg\\\/\\u00a0to submit your application.\"}},{\"@type\":\"Question\",\"name\":\"When will I receive the SkillsFuture Credit (SFC) payment if my application is approved by SkillsFuture Singapore (SSG)?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Upon approval by SSG, the SFC payment will be credited to your Student Account in\\u00a0Education Records System\\u00a0(EduRec) to offset your tuition fees within 4 &#8211; 5 weeks after your course start date. Please note that even if your claim status is \\u201cPaid to TP (Training Provider)\\u201d, it does not mean that your claim has been disbursed to NUS.\"}},{\"@type\":\"Question\",\"name\":\"It has been 4-5 weeks after my course start date but I still do not see the SkillsFuture Credit (SFC) claim in my Student Bill.\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Kindly take a screenshot of your SFC claim (with your claim ID and status) and log a case via\\u00a0our\\u00a0FAQ Portal\\u00a0and we will check with SSG for you.\"}},{\"@type\":\"Question\",\"name\":\"SkillsFuture Singapore (SSG) has approved my SkillsFuture Credit (SFC) claim. How much do I need to pay to NUS?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Please proceed to pay the amount payable on your Student Bill, net of your approved SFC claim. (Eg, If your outstanding student bill is $10,000 and approved SFC claim of $4,000. Please make the balance of $6,000 ($10,000-$4,000) preferably via Non-Credit Card Processing payment mode such as GIRO, Flywire or Convera via NUSFastPay or PayNow QR via NUSFastPay).\"}},{\"@type\":\"Question\",\"name\":\"What could be the possible reasons for SkillsFuture Singapore (SSG) to reject my SkillsFuture Credit (SFC) application?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It may be because you have:applied for SFC amount that is more than the outstanding course fees shown in the Student Billprovided the incorrect course details such as &#8216;Course Start Date&#8217;You may wish to contact SSG at 6785 5785 or through their\\u00a0feedback portal\\u00a0to enquire on the reason of rejection for your SFC application.\"}},{\"@type\":\"Question\",\"name\":\"What happens when I provide incorrect course details in my SkillsFuture Credit (SFC) application?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It is important that you provide the correct course details at time of application as all SFC payment with incorrect course details may be refunded to SSG.\"}},{\"@type\":\"Question\",\"name\":\"What if I need to cancel my SkillsFuture Credit (SFC) application?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"You may cancel your SFC application online at SFC Portal:\\u00a0http:\\\/\\\/www.myskillsfuture.gov.sg\\\/If you wish to cancel:OutcomeUp to and including &#8216;Course Start Date&#8217;No SFC payment will be made by SSG to NUSAfter &#8216;Course Start Date&#8217;SFC cannot be cancelled after &#8216;Course Start Date&#8217;\"}},{\"@type\":\"Question\",\"name\":\"Can I get cash refund for the credits under the SkillsFuture Credit (SFC) scheme?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No, the credits from the SFC scheme is\\u00a0strictly\\u00a0meant for offset of only tuition\\\/course\\\/ examination fees as stipulated by SSG. For other non-tuition\\\/course fees such as miscellaneous student fees, you will have to use other payment modes. As such, any SFC payment in excess of your tuition\\\/course\\\/examination fees charged will be refunded to SSG.\"}},{\"@type\":\"Question\",\"name\":\"I would like to make a SkillsFuture Credit (SFC) claim but I have made full payment of my student bill. Is NUS able to do a refund\\\/partial refund so that I can make a SFC claim?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"NUS is unable to do a refund\\\/partial refund for this purpose. Kindly submit your SFC application for the next semester in the week before the next semester starts.\"}},{\"@type\":\"Question\",\"name\":\"I paid my bill in full after SkillsFuture Singapore (SSG) has approved my claim. Can I get a refund?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"You should not pay NUS for the approved SFC amount. The credit balance in your EduRec account (after SFC claim has been updated) will be rolled over to the next semester to offset your fees for next semester. If this is your last semester, kindly log a case via\\u00a0our\\u00a0FAQ Portal\\u00a0to request for a refund after the SFC claim disbursement has been updated in your bill.\"}}]}<\/script>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-99841d5 e-con-full e-flex e-con e-child\" data-id=\"99841d5\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2202888 elementor-widget elementor-widget-heading\" data-id=\"2202888\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">MOE Tuition Fee Loan, Study Loan &amp; Other Student Loan Schemes<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e56e3ab elementor-widget__width-inherit faq-accordion elementor-widget elementor-widget-n-accordion\" data-id=\"e56e3ab\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"other-load-schemes-1\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"other-load-schemes-1\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How do I know whether my student loan application is approved? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"other-load-schemes-1\" class=\"elementor-element elementor-element-3397f3e e-con-full e-flex e-con e-child\" data-id=\"3397f3e\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-05a505a elementor-widget elementor-widget-text-editor\" data-id=\"05a505a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Application for MOE <a href=\"https:\/\/www.nus.edu.sg\/oam\/financial-aid\/schemes-for-tuition-fees-and-or-living-costs\" target=\"_blank\" rel=\"noopener\">Tuition Fee Loan<\/a>\u00a0(TFL) is considered pre-approved subject to the:<\/p><ul><li>acceptance of your application form by the bank, and<\/li><li>issuance of the Letter of Offer (contained within the TFL application form)<\/li><\/ul><p>For the other student loans such as <a href=\"https:\/\/www.nus.edu.sg\/oam\/financial-aid\/schemes-for-tuition-fees-and-or-living-costs\/nus-study-loan\" target=\"_blank\" rel=\"noopener\">MOE Study Loan<\/a>\u00a0(SL),\u00a0<a href=\"https:\/\/www.nus.edu.sg\/oam\/financial-aid\/schemes-for-hostel-fees\/nus-student-assistance-loan\" target=\"_blank\" rel=\"noopener\">NUS Student Assistance Loan<\/a>\u00a0(SAL) and\u00a0<a href=\"https:\/\/www.nus.edu.sg\/oam\/financial-aid\/schemes-for-overseas-exposure-programmes\" target=\"_blank\" rel=\"noopener\">Overseas Student Exchange Programme Loan<\/a>\u00a0(OSEP), application is approved with the issuance of the respective Letter of Offer.<\/p><p>Hence, it is important that you update your contact details in\u00a0<a href=\"https:\/\/myedurec.nus.edu.sg\/\" target=\"_blank\" rel=\"noopener\">Education Records System<\/a>\u00a0and with the relevant banks (<a href=\"https:\/\/www.dbs.com.sg\/personal\/contact-us.page\" target=\"_blank\" rel=\"noopener\">DBS Bank<\/a>\u00a0\/\u00a0<a href=\"https:\/\/www.ocbc.com\/personal-banking\/help-and-support\/help-and-support.html\" target=\"_blank\" rel=\"noopener\">OCBC Bank<\/a>) so that you can be contacted for any clarification on your loan application.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2401\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2401\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How long does it take for my student loan application to be approved? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2401\" class=\"elementor-element elementor-element-c4b7dde e-con-full e-flex e-con e-child\" data-id=\"c4b7dde\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-828faa8 elementor-widget elementor-widget-text-editor\" data-id=\"828faa8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>It takes about 3 weeks for the bank to process and inform NUS of your application. A loan agreement needs to be signed before your loan can be disbursed.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2402\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2402\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> (a) What is the maximum loan value for the various student loans?<br>(b) If my application is approved, how long does my loan award last?<br>(c) When can I expect to receive the disbursement updated in my Student Account? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2402\" class=\"elementor-element elementor-element-7176146 e-con-full e-flex e-con e-child\" data-id=\"7176146\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-34e6158 elementor-widget elementor-widget-text-editor\" data-id=\"34e6158\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Depending on whether you are an existing or new loan recipient, and\u00a0<u>subject to the proper execution of your loan agreement(s)<\/u>, the period of disbursement for the various loan schemes are as follows:<\/p><table class=\"table\" border=\"1\" width=\"100%\" cellspacing=\"0\" cellpadding=\"0\"><thead><tr><th rowspan=\"3\" valign=\"top\">S\/N<\/th><th rowspan=\"3\" valign=\"top\">Loan Scheme<\/th><th rowspan=\"3\" valign=\"top\">Maximum Loan Value<\/th><th rowspan=\"3\" valign=\"top\">Award Period<\/th><th colspan=\"4\" valign=\"top\">Estimated Time Disbursement<sup>#<\/sup>\u00a0is updated in Student Account<\/th><\/tr><tr><th colspan=\"2\" valign=\"top\">Students awarded in Prior Academic Year<\/th><th colspan=\"2\" valign=\"top\">Students awarded during Application Period in Current Academic Year<\/th><\/tr><tr><th valign=\"top\">Semester 1<br \/>(Aug &#8211; Dec)<\/th><th valign=\"top\">Semester 2<br \/>(Jan &#8211; May)<\/th><th valign=\"top\">Semester 1<br \/>(Aug &#8211; Dec)<\/th><th valign=\"top\">Semester 2<br \/>(Jan &#8211; May)<\/th><\/tr><\/thead><tbody><tr><td style=\"box-sizing: border-box; font-family: arial; padding: 8px; font-size: inherit; line-height: 1.42857; vertical-align: top; border-top: 1px solid #dddddd;\" data-label=\"S\/N\">1<sup>*<\/sup><\/td><td style=\"box-sizing: border-box; font-family: arial; padding: 8px; font-size: inherit; line-height: 1.42857; vertical-align: top; border-top: 1px solid #dddddd;\" data-label=\"Loan Scheme\"><a href=\"https:\/\/www.nus.edu.sg\/oam\/financial-aid\/schemes-for-tuition-fees-and-or-living-costs\" target=\"_blank\" rel=\"noopener\">MOE Tuition Fee Loan<\/a>\u00a0(TFL)<\/td><td style=\"box-sizing: border-box; font-family: arial; padding: 8px; font-size: inherit; line-height: 1.42857; vertical-align: top; border-top: 1px solid #dddddd;\" data-label=\"Maximum Loan Value\">Up to 90% of subsidised Tuition Fee payable by Singapore Citizens for same course &amp; same fee cohort year<\/td><td style=\"box-sizing: border-box; font-family: arial; padding: 8px; font-size: inherit; line-height: 1.42857; vertical-align: top; border-top: 1px solid #dddddd;\" data-label=\"Award Period\">Full duration of studies in NUS<\/td><td style=\"box-sizing: border-box; font-family: arial; padding: 8px; font-size: inherit; line-height: 1.42857; vertical-align: top; border-top: 1px solid #dddddd;\" data-label=\"Estimated Time Disbursement&lt;sup&gt;#&lt;\/sup&gt; is updated in Student Account (Students awarded in Prior Academic Year - Semester 1&lt;br\/&gt;(Aug - Dec))\">Early to mid-August<\/td><td style=\"box-sizing: border-box; font-family: arial; padding: 8px; font-size: inherit; line-height: 1.42857; vertical-align: top; border-top: 1px solid #dddddd;\" data-label=\"Estimated Time Disbursement&lt;sup&gt;#&lt;\/sup&gt; is updated in Student Account (Students awarded in Prior Academic Year - Semester 2&lt;br\/&gt;(Jan - May))\">Mid to end January<\/td><td style=\"box-sizing: border-box; font-family: arial; padding: 8px; font-size: inherit; line-height: 1.42857; vertical-align: top; border-top: 1px solid #dddddd;\" data-label=\"Estimated Time Disbursement&lt;sup&gt;#&lt;\/sup&gt; is updated in Student Account (Students awarded during Application Period in Current Academic Year - Semester 1&lt;br\/&gt;(Aug - Dec))\">Mid to end August<\/td><td style=\"box-sizing: border-box; font-family: arial; padding: 8px; font-size: inherit; line-height: 1.42857; vertical-align: top; border-top: 1px solid #dddddd;\" data-label=\"Estimated Time Disbursement&lt;sup&gt;#&lt;\/sup&gt; is updated in Student Account (Students awarded during Application Period in Current Academic Year - Semester 2&lt;br\/&gt;(Jan - May))\">Mid to end January<\/td><\/tr><tr><td style=\"box-sizing: border-box; font-family: arial; padding: 8px; font-size: inherit; line-height: 1.42857; vertical-align: top; border-top: 1px solid #dddddd;\" data-label=\"S\/N\">2.<\/td><td style=\"box-sizing: border-box; font-family: arial; padding: 8px; font-size: inherit; line-height: 1.42857; vertical-align: top; border-top: 1px solid #dddddd;\" data-label=\"Loan Scheme\"><a href=\"https:\/\/www.nus.edu.sg\/oam\/financial-aid\/schemes-for-tuition-fees-and-or-living-costs\/nus-study-loan\" target=\"_blank\" rel=\"noopener\">MOE Study Loan<\/a>\u00a0(SL)<\/td><td style=\"box-sizing: border-box; font-family: arial; padding: 8px; font-size: inherit; line-height: 1.42857; vertical-align: top; border-top: 1px solid #dddddd;\" data-label=\"Maximum Loan Value\">10% or 20% of subsidised Tuition Fee payable by Singapore Citizens<\/td><td style=\"box-sizing: border-box; font-family: arial; padding: 8px; font-size: inherit; line-height: 1.42857; vertical-align: top; border-top: 1px solid #dddddd;\" data-label=\"Award Period\">Full duration of studies in NUS<\/td><td style=\"box-sizing: border-box; font-family: arial; padding: 8px; font-size: inherit; line-height: 1.42857; vertical-align: top; border-top: 1px solid #dddddd;\" data-label=\"Estimated Time Disbursement&lt;sup&gt;#&lt;\/sup&gt; is updated in Student Account (Students awarded in Prior Academic Year - Semester 1&lt;br\/&gt;(Aug - Dec))\">End August to early September<\/td><td style=\"box-sizing: border-box; font-family: arial; padding: 8px; font-size: inherit; line-height: 1.42857; vertical-align: top; border-top: 1px solid #dddddd;\" data-label=\"Estimated Time Disbursement&lt;sup&gt;#&lt;\/sup&gt; is updated in Student Account (Students awarded in Prior Academic Year - Semester 2&lt;br\/&gt;(Jan - May))\">Mid to end January<\/td><td style=\"box-sizing: border-box; font-family: arial; padding: 8px; font-size: inherit; line-height: 1.42857; vertical-align: top; border-top: 1px solid #dddddd;\" data-label=\"Estimated Time Disbursement&lt;sup&gt;#&lt;\/sup&gt; is updated in Student Account (Students awarded during Application Period in Current Academic Year - Semester 1&lt;br\/&gt;(Aug - Dec))\">End September<\/td><td style=\"box-sizing: border-box; font-family: arial; padding: 8px; font-size: inherit; line-height: 1.42857; vertical-align: top; border-top: 1px solid #dddddd;\" data-label=\"Estimated Time Disbursement&lt;sup&gt;#&lt;\/sup&gt; is updated in Student Account (Students awarded during Application Period in Current Academic Year - Semester 2&lt;br\/&gt;(Jan - May))\">Early February<\/td><\/tr><tr><td style=\"box-sizing: border-box; font-family: arial; padding: 8px; font-size: inherit; line-height: 1.42857; vertical-align: top; border-top: 1px solid #dddddd;\" data-label=\"S\/N\">3.<\/td><td style=\"box-sizing: border-box; font-family: arial; padding: 8px; font-size: inherit; line-height: 1.42857; vertical-align: top; border-top: 1px solid #dddddd;\" data-label=\"Loan Scheme\"><a href=\"https:\/\/www.nus.edu.sg\/oam\/financial-aid\/schemes-for-hostel-fees\/nus-student-assistance-loan\" target=\"_blank\" rel=\"noopener\">NUS Student Assistance Loan<\/a>\u00a0(SAL)<\/td><td style=\"box-sizing: border-box; font-family: arial; padding: 8px; font-size: inherit; line-height: 1.42857; vertical-align: top; border-top: 1px solid #dddddd;\" data-label=\"Maximum Loan Value\">Varies according to financial need &amp; nationality of applicants, and fund availability<\/td><td style=\"box-sizing: border-box; font-family: arial; padding: 8px; font-size: inherit; line-height: 1.42857; vertical-align: top; border-top: 1px solid #dddddd;\" data-label=\"Award Period\">Full duration of studies in NUS<\/td><td style=\"box-sizing: border-box; font-family: arial; padding: 8px; font-size: inherit; line-height: 1.42857; vertical-align: top; border-top: 1px solid #dddddd;\" data-label=\"Estimated Time Disbursement&lt;sup&gt;#&lt;\/sup&gt; is updated in Student Account (Students awarded in Prior Academic Year - Semester 1&lt;br\/&gt;(Aug - Dec))\">Late August to September<\/td><td style=\"box-sizing: border-box; font-family: arial; padding: 8px; font-size: inherit; line-height: 1.42857; vertical-align: top; border-top: 1px solid #dddddd;\" data-label=\"Estimated Time Disbursement&lt;sup&gt;#&lt;\/sup&gt; is updated in Student Account (Students awarded in Prior Academic Year - Semester 2&lt;br\/&gt;(Jan - May))\">Late January to February<\/td><td style=\"box-sizing: border-box; font-family: arial; padding: 8px; font-size: inherit; line-height: 1.42857; vertical-align: top; border-top: 1px solid #dddddd;\" data-label=\"Estimated Time Disbursement&lt;sup&gt;#&lt;\/sup&gt; is updated in Student Account (Students awarded during Application Period in Current Academic Year - Semester 1&lt;br\/&gt;(Aug - Dec))\">Within 2 weeks from completion of signing of loan agreement in early September<\/td><td style=\"box-sizing: border-box; font-family: arial; padding: 8px; font-size: inherit; line-height: 1.42857; vertical-align: top; border-top: 1px solid #dddddd;\" data-label=\"Estimated Time Disbursement&lt;sup&gt;#&lt;\/sup&gt; is updated in Student Account (Students awarded during Application Period in Current Academic Year - Semester 2&lt;br\/&gt;(Jan - May))\">Within 2 weeks from completion of signing of loan agreement which is on an ad-hoc basis<\/td><\/tr><tr><td style=\"box-sizing: border-box; font-family: arial; padding: 8px; font-size: inherit; line-height: 1.42857; vertical-align: top; border-top: 1px solid #dddddd;\" data-label=\"S\/N\">4.<\/td><td style=\"box-sizing: border-box; font-family: arial; padding: 8px; font-size: inherit; line-height: 1.42857; vertical-align: top; border-top: 1px solid #dddddd;\" data-label=\"Loan Scheme\"><a href=\"https:\/\/www.nus.edu.sg\/oam\/financial-aid\/schemes-for-overseas-exposure-programmes\" target=\"_blank\" rel=\"noopener\">Overseas Student Exchange Programme Loan<\/a>\u00a0(OSEP)<\/td><td style=\"box-sizing: border-box; font-family: arial; padding: 8px; font-size: inherit; line-height: 1.42857; vertical-align: top; border-top: 1px solid #dddddd;\" data-label=\"Maximum Loan Value\">Maximum of $3,000 per semester<\/td><td style=\"box-sizing: border-box; font-family: arial; padding: 8px; font-size: inherit; line-height: 1.42857; vertical-align: top; border-top: 1px solid #dddddd;\" data-label=\"Award Period\"><p>Per Exchange Programme basis;<\/p><p>Re-application needed<\/p><\/td><td style=\"box-sizing: border-box; font-family: arial; padding: 8px; font-size: inherit; line-height: 1.42857; vertical-align: top; border-top: 1px solid #dddddd;\" data-label=\"Estimated Time Disbursement&lt;sup&gt;#&lt;\/sup&gt; is updated in Student Account (Students awarded in Prior Academic Year - Semester 1&lt;br\/&gt;(Aug - Dec))\">N.A.<\/td><td style=\"box-sizing: border-box; font-family: arial; padding: 8px; font-size: inherit; line-height: 1.42857; vertical-align: top; border-top: 1px solid #dddddd;\" data-label=\"Estimated Time Disbursement&lt;sup&gt;#&lt;\/sup&gt; is updated in Student Account (Students awarded in Prior Academic Year - Semester 2&lt;br\/&gt;(Jan - May))\">N.A.<\/td><td style=\"box-sizing: border-box; font-family: arial; padding: 8px; font-size: inherit; line-height: 1.42857; vertical-align: top; border-top: 1px solid #dddddd;\" colspan=\"2\" data-label=\"Estimated Time Disbursement&lt;sup&gt;#&lt;\/sup&gt; is updated in Student Account (Students awarded during Application Period in Current Academic Year - Semester 1&lt;br\/&gt;(Aug - Dec))\">2 weeks before student departs on Exchange Programme<\/td><\/tr><\/tbody><\/table><p><span style=\"font-size: 12px;\"><sup>*<\/sup>For Graduate Students, please see\u00a0<a href=\"https:\/\/nusgs.nus.edu.sg\/financial-aid\/\" target=\"_blank\" rel=\"noopener\">https:\/\/nusgs.nus.edu.sg\/financial-aid\/<\/a><br \/><\/span><br \/><span style=\"font-size: 12px;\"><sup>#<\/sup>See also\u00a0<a href=\"http:\/\/www.nus.edu.sg\/oam\/financial-aid\/financial-aid-calendar\" target=\"_blank\" rel=\"noopener\">Financial Aid Calendar and Disbursement Schedule<\/a><\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2403\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2403\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> I was awarded MOE Tuition Fee Loan (TFL) in the previous semester. However, I just logged in to Education Records System (EduRec) to see my Student Bill (before classes start), but there is no TFL for this semester. Why is this so? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2403\" class=\"elementor-element elementor-element-65513a4 e-flex e-con-boxed e-con e-child\" data-id=\"65513a4\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2fc6e8f elementor-widget elementor-widget-text-editor\" data-id=\"2fc6e8f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>This is your Preliminary Bill. TFL is only updated at the start of the semester. Please check your Student Bill after term starts.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2404\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2404\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> I have been awarded the MOE Study Loan (SL), NUS Student Assistance Loan (SAL) and a bursary. But my Student Bill does not show the loans and bursary awarded. Why? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2404\" class=\"elementor-element elementor-element-8cfbbcc e-flex e-con-boxed e-con e-child\" data-id=\"8cfbbcc\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8cc9398 elementor-widget elementor-widget-text-editor\" data-id=\"8cc9398\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>SL, SAL, bursaries and grants are grouped under &#8220;Other Loans &amp; Awards&#8221; in the Student Bill which shows the total of all amounts awarded. SL and SAL disbursements are reflected in your Student Bill about 2 weeks after the respective loan agreement has been signed. Until the disbursements are updated, the amount under &#8220;Other Loans &amp; Awards&#8221; in your Student Bill will not be reflected.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2405\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2405\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> I have been awarded MOE Tuition Fee Loan (TFL) and MOE Study Loan (SL). But there is still outstanding amount in my Student Bill. Why? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2405\" class=\"elementor-element elementor-element-8539210 e-flex e-con-boxed e-con e-child\" data-id=\"8539210\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d31743b elementor-widget elementor-widget-text-editor\" data-id=\"d31743b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>MOE Tuition Fee Loan (TFL) covers only the 90% of the Singapore Citizen subsidised Tuition Fee payable and <strong>does not cover<\/strong>\u00a0<a href=\"http:\/\/www.nus.edu.sg\/registrar\/administrative-policies-procedures\/undergraduate\/undergraduate-fees\" target=\"_blank\" rel=\"noopener\">Miscellaneous Student Fees<\/a> (MSF). Whereas, MOE Study Loan (SL) covers 10% or 20% of the Singapore Citizen rate, and is grouped under &#8220;Other Loans &amp; Awards&#8221; in the Student Bill. Hence, the amount not covered remains outstanding and is payable. Please apply for GIRO so that your fees not covered by loans and other financial aid will be deducted automatically on the scheduled GIRO deduction dates<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2406\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2406\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> I am an international student. I have checked my Student Bill and the MOE Tuition Fee Loan (TFL) is not 90% of my Tuition Fee. Why? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2406\" class=\"elementor-element elementor-element-e8bc3d7 e-flex e-con-boxed e-con e-child\" data-id=\"e8bc3d7\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-102e865 elementor-widget elementor-widget-text-editor\" data-id=\"102e865\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>This is because the MOE Tuition Fee Loan (TFL) is based on 90% of the <strong>Singapore Citizen subsidised Tuition Fee<\/strong>. Please apply for GIRO so that your fees not covered by loans and other financial aid will be deducted automatically on the scheduled GIRO deduction dates.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2407\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"8\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2407\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How is the MOE Study Loan (SL) (Tuition Fee portion) disbursed to me? Will this amount be credited to me or will it be used to offset against my school fees directly? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2407\" class=\"elementor-element elementor-element-0e165fe e-flex e-con-boxed e-con e-child\" data-id=\"0e165fe\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f28109d elementor-widget elementor-widget-text-editor\" data-id=\"f28109d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>After the first day of the semester, please check your Student Bill under &#8220;Other Loans &amp; Awards&#8221; for the MOE Study Loan amount disbursed to you. MOE Study Loan disbursement (Tuition Fee portion) is 10% or 20% of the subsidised Tuition Fees amount payable by Singapore Citizens and it is offset directly against the Tuition Fees payable by you.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2408\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"9\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2408\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> When will I receive my MOE Study Loan (SL) allowance \/ NUS Student Assistance Loan (SAL) amount? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2408\" class=\"elementor-element elementor-element-d2121e5 e-flex e-con-boxed e-con e-child\" data-id=\"d2121e5\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a744530 elementor-widget elementor-widget-text-editor\" data-id=\"a744530\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>SL \/ SAL allowance will first be offset against any outstanding fees due by you (including outstanding fees from prior terms, miscellaneous student fees, hostel fees etc.). If there is a credit balance after all your fees are paid, the amount will then be credited to your designated bank account within 4-6 weeks after the agreement signed date.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2409\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"10\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2409\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> When will I receive my Overseas Student Exchange Programme (OSEP) amount? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2409\" class=\"elementor-element elementor-element-d006eb4 e-flex e-con-boxed e-con e-child\" data-id=\"d006eb4\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1428a2c elementor-widget elementor-widget-text-editor\" data-id=\"1428a2c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The amount will be credited into your bank account within 2 weeks of the loan agreement signed date.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-24010\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"11\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-24010\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How do I view the total loan amounts disbursed to me over the years? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-24010\" class=\"elementor-element elementor-element-2c1fe5d e-flex e-con-boxed e-con e-child\" data-id=\"2c1fe5d\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-89c2496 elementor-widget elementor-widget-text-editor\" data-id=\"89c2496\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>To view the total loan amounts disbursed,<\/p><ol type=\"a\"><li>Login to\u00a0<a href=\"https:\/\/myedurec.nus.edu.sg\/\" target=\"_blank\" rel=\"noopener\">Education Records System<\/a>\u00a0(EduRec)<\/li><li>Click &#8220;My Homepage&#8221; for drop-down menu<\/li><li>Select &#8220;Financial Self Services&#8221;<\/li><li>Click &#8220;View Financial Aid Disbursed&#8221;<\/li><li>Click &#8220;View All&#8221; to display all line items<\/li><li>Click &#8220;FA Code&#8221; to sort by the various financial aids disbursed<\/li><li>Add the amounts for the applicable line items to find the total amounts disbursed (e.g. MOE Tuition Fee Loan, MOE Study Loan)<\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-24011\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"12\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-24011\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What is my MOE Study Loan (SL) \/ NUS Student Assistance Loan (SAL) \/ Overseas Student Exchange Programme Loan (OSEP) loan outstanding amount? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-24011\" class=\"elementor-element elementor-element-f95db4b e-flex e-con-boxed e-con e-child\" data-id=\"f95db4b\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d4b9c14 elementor-widget elementor-widget-text-editor\" data-id=\"d4b9c14\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tTo check loan outstanding amount,\n<table class=\"table\" border=\"1\" width=\"100%\" cellspacing=\"0\" cellpadding=\"0\">\n<thead>\n<tr>\n<th valign=\"top\"><center>Loan Scheme<\/center><\/th>\n<th valign=\"top\"><center>Check with:<\/center><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td data-label=\"Loan Scheme\">\n<ul>\n \t<li><a href=\"https:\/\/www.nus.edu.sg\/oam\/financial-aid\/schemes-for-tuition-fees-and-or-living-costs\/nus-study-loan\" target=\"_blank\" rel=\"noopener\">MOE Study Loan<\/a>\u00a0(SL)<\/li>\n<\/ul>\n<\/td>\n<td data-label=\"Check with:\">\n<ul>\n \t<li><a href=\"https:\/\/www.dbs.com.sg\/personal\/contact-us.page\" target=\"_blank\" rel=\"noopener\">DBS Bank<\/a>\u00a0or\u00a0<a href=\"https:\/\/www.ocbc.com\/personal-banking\/help-and-support\/help-and-support.html\" target=\"_blank\" rel=\"noopener\">OCBC Bank<\/a><\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr>\n<td data-label=\"Loan Scheme\">\n<ul>\n \t<li><a href=\"https:\/\/www.nus.edu.sg\/oam\/financial-aid\/schemes-for-hostel-fees\/nus-student-assistance-loan\" target=\"_blank\" rel=\"noopener\">NUS Student Assistance Loan<\/a>\u00a0(SAL)<\/li>\n<\/ul>\n<\/td>\n<td data-label=\"Check with:\">\n<ul>\n \t<li><a href=\"https:\/\/www.ocbc.com\/personal-banking\/help-and-support\/help-and-support.html\" target=\"_blank\" rel=\"noopener\">OCBC Bank<\/a><\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr>\n<td data-label=\"Loan Scheme\">\n<ul>\n \t<li><a href=\"https:\/\/www.nus.edu.sg\/oam\/financial-aid\/schemes-for-overseas-exposure-programmes\" target=\"_blank\" rel=\"noopener\">Overseas Student Exchange Programme Loan<\/a>\u00a0(OSEP)<\/li>\n<\/ul>\n<\/td>\n<td data-label=\"Check with:\">\n<ul>\n \t<li>Login to\u00a0<a href=\"https:\/\/myedurec.nus.edu.sg\/\" target=\"_blank\" rel=\"noopener\">Education Records System<\/a>\u00a0to check the disbursed amount.<\/li>\n \t<li>If you have just graduated, please refer to the letter that NUS sent you.<\/li>\n \t<li>If you have made repayments, please log a case via\u00a0our\u00a0<a href=\"https:\/\/faq.nus.edu.sg\/\" target=\"_blank\" rel=\"noopener\">FAQ Portal<\/a>\u00a0to ascertain the outstanding amount.<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-24012\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"13\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-24012\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What do I do if I need to change guarantors for my MOE Tuition Fee Loan (TFL) and \/ or MOE Study Loan (SL)? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-24012\" class=\"elementor-element elementor-element-7aad18a e-flex e-con-boxed e-con e-child\" data-id=\"7aad18a\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a655ae1 elementor-widget elementor-widget-text-editor\" data-id=\"a655ae1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Students are\u00a0<strong>not allowed<\/strong>\u00a0to change their guarantor\u00a0<strong>except<\/strong>\u00a0in the event of bankruptcy, death, insanity or disability of the guarantor, for which the student is required to:<\/p><ul><li>inform the bank immediately in writing, and<\/li><li>appoint an alternative guarantor acceptable to the bank within one month from the occurrence of the event incapacitating the existing guarantor<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-24013\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"14\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-24013\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What do I need to do if I want to terminate the MOE Tuition Fee Loan (TFL) in the middle of my course of study? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-24013\" class=\"elementor-element elementor-element-1c32382 e-flex e-con-boxed e-con e-child\" data-id=\"1c32382\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-85b07ac elementor-widget elementor-widget-text-editor\" data-id=\"85b07ac\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tYou may not need TFL disbursements to pay Tuition Fee if you have been awarded a scholarship after signing up for TFL scheme.\n\nTo terminate or suspend the TFL disbursements, you will need to contact:\n<ul>\n \t<li>Your TFL-administering bank (<a href=\"https:\/\/www.dbs.com.sg\/personal\/contact-us.page\" target=\"_blank\" rel=\"noopener\">DBS Bank<\/a>\u00a0\/\u00a0<a href=\"https:\/\/www.ocbc.com\/personal-banking\/help-and-support\/help-and-support.html\" target=\"_blank\" rel=\"noopener\">OCBC Bank<\/a>) for advice on loan termination procedures, and<\/li>\n \t<li>NUS Office of Finance at\u00a0our\u00a0<a href=\"https:\/\/faq.nus.edu.sg\/\" target=\"_blank\" rel=\"noopener\">FAQ Portal<\/a>\u00a0for updating of your Student Account<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-24014\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"15\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-24014\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> I have accepted MOE Study Loan (SL). Can I withdraw \/ cancel \/ suspend it? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-24014\" class=\"elementor-element elementor-element-1df3f3e e-flex e-con-boxed e-con e-child\" data-id=\"1df3f3e\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-21f65bc elementor-widget elementor-widget-text-editor\" data-id=\"21f65bc\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tYou can call or write in to Office of Financial Aid (OFA) at:\n<ul>\n \t<li><img decoding=\"async\" class=\"alignnone size-medium wp-image-2615\" src=\"https:\/\/www.nus.edu.sg\/finance\/wp-content\/uploads\/2025\/07\/phone-icon-300x300.png\" alt=\"\" width=\"15\" height=\"15\" srcset=\"https:\/\/www.nus.edu.sg\/finance\/wp-content\/uploads\/2025\/07\/phone-icon-300x300.png 300w, https:\/\/www.nus.edu.sg\/finance\/wp-content\/uploads\/2025\/07\/phone-icon-150x150.png 150w, https:\/\/www.nus.edu.sg\/finance\/wp-content\/uploads\/2025\/07\/phone-icon.png 512w\" sizes=\"(max-width: 15px) 100vw, 15px\" \/> <a href=\"tel:+6565162870\">(65) 6516 2870<\/a><\/li>\n \t<li>Email enquiry:\u00a0<a href=\"https:\/\/www.askadmissions.nus.edu.sg\/\" target=\"_blank\" rel=\"noopener\">https:\/\/www.askadmissions.nus.edu.sg\/<\/a><\/li>\n \t<li>Undergraduate Financial Aid website:\u00a0<a href=\"http:\/\/www.nus.edu.sg\/financialaid\" target=\"_blank\" rel=\"noopener\">http:\/\/www.nus.edu.sg\/financialaid<\/a><\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-24015\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"16\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-24015\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> I will be graduating in the coming semester. How do I make repayment for my student loans? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-24015\" class=\"elementor-element elementor-element-066eb74 e-flex e-con-boxed e-con e-child\" data-id=\"066eb74\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ffab81f elementor-widget elementor-widget-text-editor\" data-id=\"ffab81f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"ewa-rteLine\"><span class=\"selection-contrast\">For the loan schemes listed in the table below, the banks will send you a letter upon your graduation, informing you of the repayment process and loan amount to repay. You can also contact the relevant banks directly. If you wish to make full repayment of your TFL, SL, SAL or OSPL before your graduation status is reported to the bank, you can do so from June (for students graduating in Semester 2) and December (for students graduating in Semester 1) by making a request at the bank for full repayment and closure of your loan account. <\/span><strong class=\"selection-contrast\"><u class=\"ql-und\">Please do not mention<\/u> <\/strong><span class=\"selection-contrast\">your graduated status to the bank, as they will check against their record (which is still flagged as \u2018active\u2019) and will ask you to check with NUS, hence, delaying your repayment request.<\/span><\/div>\n<div><\/div>\n<div>\n<table class=\"table\" border=\"1\" width=\"100%\" cellspacing=\"0\" cellpadding=\"0\">\n<thead>\n<tr>\n<th valign=\"top\"><\/th>\n<th valign=\"top\"><center>For Borrowers who graduate during or at the end of:<\/center><\/th>\n<th valign=\"top\"><center>Graduation status will be updated by the bank by:<\/center><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>a)<\/td>\n<td>Semester 1<\/td>\n<td>end Apr of the year following graduation<\/td>\n<\/tr>\n<tr>\n<td>b)<\/td>\n<td>Semester 2<\/td>\n<td>end Sep in the year of graduation<\/td>\n<\/tr>\n<tr>\n<td>c)<\/td>\n<td>Special Term Part 1<\/td>\n<td>end Oct in the year of graduation<\/td>\n<\/tr>\n<tr>\n<td>d)<\/td>\n<td>Special Term Part 2<\/td>\n<td>end Nov in the year of graduation<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\nYou can also contact the relevant banks directly:\n<table class=\"table\" border=\"1\" width=\"100%\" cellspacing=\"0\" cellpadding=\"0\">\n<thead>\n<tr>\n<th valign=\"top\"><center>Loan Scheme<\/center><\/th>\n<th valign=\"top\"><center>Check with:<\/center><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td data-label=\"Loan Scheme\">\n<ul>\n \t<li><a href=\"https:\/\/www.nus.edu.sg\/oam\/financial-aid\/schemes-for-tuition-fees-and-or-living-costs\" target=\"_blank\" rel=\"noopener\">MOE Tuition Fee Loan<\/a>\u00a0(TFL)<\/li>\n<\/ul>\n<\/td>\n<td data-label=\"Check with:\">\n<ul>\n \t<li><a href=\"https:\/\/www.dbs.com.sg\/personal\/contact-us.page\" target=\"_blank\" rel=\"noopener\">DBS Bank<\/a>\u00a0or\u00a0<a href=\"https:\/\/www.ocbc.com\/personal-banking\/help-and-support\/help-and-support.html\" target=\"_blank\" rel=\"noopener\">OCBC Bank<\/a><\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr>\n<td data-label=\"Loan Scheme\">\n<ul>\n \t<li><a href=\"https:\/\/www.nus.edu.sg\/oam\/financial-aid\/schemes-for-tuition-fees-and-or-living-costs\/nus-study-loan\" target=\"_blank\" rel=\"noopener\">MOE Study Loan<\/a>\u00a0(SL)<\/li>\n<\/ul>\n<\/td>\n<td data-label=\"Check with:\">\n<ul>\n \t<li><a href=\"https:\/\/www.dbs.com.sg\/personal\/contact-us.page\" target=\"_blank\" rel=\"noopener\">DBS Bank<\/a>\u00a0or\u00a0<a href=\"https:\/\/www.ocbc.com\/personal-banking\/help-and-support\/help-and-support.html\" target=\"_blank\" rel=\"noopener\">OCBC Bank<\/a><\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr>\n<td data-label=\"Loan Scheme\">\n<ul>\n \t<li><a href=\"https:\/\/www.nus.edu.sg\/oam\/financial-aid\/schemes-for-hostel-fees\/nus-student-assistance-loan\" target=\"_blank\" rel=\"noopener\">NUS Student Assistance Loan<\/a>\u00a0(SAL)<\/li>\n<\/ul>\n<\/td>\n<td data-label=\"Check with:\">\n<ul>\n \t<li><a href=\"https:\/\/www.ocbc.com\/personal-banking\/help-and-support\/help-and-support.html\" target=\"_blank\" rel=\"noopener\">OCBC Bank<\/a><\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr>\n<td data-label=\"Loan Scheme\">\n<ul>\n \t<li><a href=\"https:\/\/www.nus.edu.sg\/gro\/financing\/loans\/overseas-student-programme-(osp)-loan\" target=\"_blank\" rel=\"noopener\">Overseas Student Programme Loan<\/a>\u00a0(OSP)<sup>*<\/sup><\/li>\n<\/ul>\n<\/td>\n<td data-label=\"Check with:\">\n<ul>\n \t<li><a href=\"https:\/\/www.ocbc.com\/personal-banking\/help-and-support\/help-and-support.html\" target=\"_blank\" rel=\"noopener\">OCBC Bank<\/a><\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\nStudents who have left NUS and have credit balance in their Post-Secondary Education Account (PSEA) may also opt to use the PSEA funds for payment of their outstanding MOE Tuition Fee Loan (TFL), MOE Study Loan (SL) and Overseas Student Programme (OSP) Loan. For more details, please refer to PSEA website at <a href=\"https:\/\/www.moe.gov.sg\/financial-matters\/psea\/funds-balance-and-usage\" target=\"_blank\" rel=\"noopener\">https:\/\/www.moe.gov.sg\/financial-matters\/psea\/funds-balance-and-usage<\/a>\n\nFor\u00a0<a href=\"https:\/\/www.nus.edu.sg\/oam\/financial-aid\/schemes-for-overseas-exposure-programmes\" target=\"_blank\" rel=\"noopener\">Overseas Student Exchange Programme Loan<\/a>\u00a0(OSEP), NUS will send you a letter upon your graduation to inform you of the repayment options and loan amount to repay directly to NUS\u00a0<strong>either by<\/strong>:\n<ul>\n \t<li>GIRO instalment, or<\/li>\n \t<li>Cheque crossed and made payable to\u00a0<strong>NATIONAL UNIVERSITY OF SINGAPORE<\/strong>\nPlease:\n<ol style=\"list-style-type: lower-alpha;\" type=\"a\">\n \t<li>Write the following details on the reverse side of your cheque:\n<ul>\n \t<li>A-series Student Number<\/li>\n \t<li>Full Name<\/li>\n \t<li>Telephone Number<\/li>\n \t<li>Loan Reference Number, and<\/li>\n<\/ul>\n<\/li>\n \t<li>Mail to:\nOffice of Finance (Accounts Receivables Team)\nNational University of Singapore\nUniversity Hall\nTan Chin Tuan Wing, UHT #03-02\n21 Lower Kent Ridge Road\nSingapore 119077<\/li>\n<\/ol>\n<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-24016\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"17\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-24016\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Can I ask for a deferment to repay my student loan when it is due? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-24016\" class=\"elementor-element elementor-element-0f0535b e-flex e-con-boxed e-con e-child\" data-id=\"0f0535b\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6910ac6 elementor-widget elementor-widget-text-editor\" data-id=\"6910ac6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Please contact the relevant banks regarding your request:<\/p><table class=\"table\" border=\"1\" width=\"100%\" cellspacing=\"0\" cellpadding=\"0\"><thead><tr><th valign=\"top\"><center>Loan Scheme<\/center><\/th><th valign=\"top\"><center>Check with:<\/center><\/th><\/tr><\/thead><tbody><tr><td data-label=\"Loan Scheme\"><ul><li><a href=\"https:\/\/www.nus.edu.sg\/oam\/financial-aid\/schemes-for-tuition-fees-and-or-living-costs\" target=\"_blank\" rel=\"noopener\">MOE Tuition Fee Loan<\/a>\u00a0(TFL)<\/li><\/ul><\/td><td data-label=\"Check with:\"><ul><li><a href=\"https:\/\/www.dbs.com.sg\/personal\/contact-us.page\" target=\"_blank\" rel=\"noopener\">DBS Bank<\/a>\u00a0or\u00a0<a href=\"https:\/\/www.ocbc.com\/personal-banking\/help-and-support\/help-and-support.html\" target=\"_blank\" rel=\"noopener\">OCBC Bank<\/a><\/li><\/ul><\/td><\/tr><tr><td data-label=\"Loan Scheme\"><ul><li><a href=\"https:\/\/www.nus.edu.sg\/oam\/financial-aid\/schemes-for-tuition-fees-and-or-living-costs\/nus-study-loan\" target=\"_blank\" rel=\"noopener\">MOE Study Loan<\/a>\u00a0(SL)<\/li><\/ul><\/td><td data-label=\"Check with:\"><ul><li><a href=\"https:\/\/www.dbs.com.sg\/personal\/contact-us.page\" target=\"_blank\" rel=\"noopener\">DBS Bank<\/a>\u00a0or\u00a0<a href=\"https:\/\/www.ocbc.com\/personal-banking\/help-and-support\/help-and-support.html\" target=\"_blank\" rel=\"noopener\">OCBC Bank<\/a><\/li><\/ul><\/td><\/tr><tr><td data-label=\"Loan Scheme\"><ul><li><a href=\"https:\/\/www.nus.edu.sg\/oam\/financial-aid\/schemes-for-hostel-fees\/nus-student-assistance-loan\" target=\"_blank\" rel=\"noopener\">NUS Student Assistance Loan<\/a>\u00a0(SAL)<\/li><\/ul><\/td><td data-label=\"Check with:\"><ul><li><a href=\"https:\/\/www.ocbc.com\/personal-banking\/help-and-support\/help-and-support.html\" target=\"_blank\" rel=\"noopener\">OCBC Bank<\/a><\/li><\/ul><\/td><\/tr><tr><td data-label=\"Loan Scheme\"><ul><li><a href=\"https:\/\/www.nus.edu.sg\/gro\/financing\/loans\/overseas-student-programme-(osp)-loan\" target=\"_blank\" rel=\"noopener\">Overseas Student Programme Loan<\/a>\u00a0(OSP)<sup>*<\/sup><\/li><\/ul><\/td><td data-label=\"Check with:\"><ul><li><a href=\"https:\/\/www.ocbc.com\/personal-banking\/help-and-support\/help-and-support.html\" target=\"_blank\" rel=\"noopener\">OCBC Bank<\/a><\/li><\/ul><\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-24017\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"18\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-24017\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Can I use the funds in my Post-Secondary Education Account (PSEA) for repayment of loans taken during my course of study at NUS? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-24017\" class=\"elementor-element elementor-element-2708caa e-flex e-con-boxed e-con e-child\" data-id=\"2708caa\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-22f49f6 elementor-widget elementor-widget-text-editor\" data-id=\"22f49f6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tYes. Students who have left NUS and have outstanding loans repayable under the MOE Tuition Fee Loan (TFL) \/ MOE Study Loan (SL) \/ Overseas Student Programme (OSP) and CPF Education Loan Scheme (CELS) may use PSEA funds for loan repayment. However, do note that you can only do this after your status has been updated as &#8216;Graduated&#8217; by the banks, which takes place 1 month before the interest commencement dates.\n<div>\n<table class=\"table\" border=\"1\" width=\"100%\" cellspacing=\"0\" cellpadding=\"0\">\n<thead>\n<tr>\n<th valign=\"top\"><\/th>\n<th valign=\"top\"><center>For Borrowers who graduate during or at the end of:<\/center><\/th>\n<th valign=\"top\"><center>Graduation status will be updated by the bank by:<\/center><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>a)<\/td>\n<td>Semester 1<\/td>\n<td>end Apr of the year following graduation<\/td>\n<\/tr>\n<tr>\n<td>b)<\/td>\n<td>Semester 2<\/td>\n<td>end Sep in the year of graduation<\/td>\n<\/tr>\n<tr>\n<td>c)<\/td>\n<td>Special Term Part 1<\/td>\n<td>end Oct in the year of graduation<\/td>\n<\/tr>\n<tr>\n<td>d)<\/td>\n<td>Special Term Part 2<\/td>\n<td>end Nov in the year of graduation<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\nFor more details, please refer to PSEA website <a href=\"https:\/\/www.moe.gov.sg\/financial-matters\/psea\/funds-balance-and-usage\/loans-and-approved-financing-scheme\">here<\/a>\n\n<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-24018\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"19\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-24018\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> I've received scholarship that will fully pay my tuition fees. How can I make full repayment of my MOE Tuition Fee Loan (TFL) \/ MOE Study Loan (SL) and close the Loan account? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-24018\" class=\"elementor-element elementor-element-ca97f95 e-flex e-con-boxed e-con e-child\" data-id=\"ca97f95\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c7d2ceb elementor-widget elementor-widget-text-editor\" data-id=\"c7d2ceb\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>You can proceed to any bank branch to make a request for full repayment and closure of your TFL\/SL account at any time. However, if you have TFL\/SL disbursement in the current semester, you can request for full repayment and closure of your TFL\/SL account from June (for students graduating in Semester 2) and December (for students graduating in Semester 1) so that the current semester&#8217;s disbursement is included in your total disbursement amount.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-24019\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"20\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-24019\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> I am graduating in this semester, may I know when the interest will commence for my MOE Tuition Fee Loan (TFL) \/ MOE Study Loan (SL) \/ Overseas Student Programme Loan (OSPL)? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-24019\" class=\"elementor-element elementor-element-a175372 e-flex e-con-boxed e-con e-child\" data-id=\"a175372\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-67c7d5e elementor-widget elementor-widget-text-editor\" data-id=\"67c7d5e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tYou may refer to the table below for the interest commencement dates.\n<div>\n<table class=\"table\" border=\"1\" width=\"100%\" cellspacing=\"0\" cellpadding=\"0\">\n<thead>\n<tr>\n<th valign=\"top\"><\/th>\n<th valign=\"top\"><center>For Borrowers who graduate during or at the end of:<\/center><\/th>\n<th valign=\"top\"><center>Interest shall begin to accrue on:<\/center><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>a)<\/td>\n<td>Semester 1<\/td>\n<td>1st May of the year following graduation<\/td>\n<\/tr>\n<tr>\n<td>b)<\/td>\n<td>Semester 2<\/td>\n<td>1st Oct in the year of graduation<\/td>\n<\/tr>\n<tr>\n<td>c)<\/td>\n<td>Special Term Part 1<\/td>\n<td>1st Nov in the year of graduation<\/td>\n<\/tr>\n<tr>\n<td>d)<\/td>\n<td>Special Term Part 2<\/td>\n<td>1st Dec in the year of graduation<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"How do I know whether my student loan application is approved?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Application for MOE Tuition Fee Loan\\u00a0(TFL) is considered pre-approved subject to the:acceptance of your application form by the bank, andissuance of the Letter of Offer (contained within the TFL application form)For the other student loans such as MOE Study Loan\\u00a0(SL),\\u00a0NUS Student Assistance Loan\\u00a0(SAL) and\\u00a0Overseas Student Exchange Programme Loan\\u00a0(OSEP), application is approved with the issuance of the respective Letter of Offer.Hence, it is important that you update your contact details in\\u00a0Education Records System\\u00a0and with the relevant banks (DBS Bank\\u00a0\\\/\\u00a0OCBC Bank) so that you can be contacted for any clarification on your loan application.\"}},{\"@type\":\"Question\",\"name\":\"How long does it take for my student loan application to be approved?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It takes about 3 weeks for the bank to process and inform NUS of your application. A loan agreement needs to be signed before your loan can be disbursed.\"}},{\"@type\":\"Question\",\"name\":\"(a) What is the maximum loan value for the various student loans?(b) If my application is approved, how long does my loan award last?(c) When can I expect to receive the disbursement updated in my Student Account?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Depending on whether you are an existing or new loan recipient, and\\u00a0subject to the proper execution of your loan agreement(s), the period of disbursement for the various loan schemes are as follows:S\\\/NLoan SchemeMaximum Loan ValueAward PeriodEstimated Time Disbursement#\\u00a0is updated in Student AccountStudents awarded in Prior Academic YearStudents awarded during Application Period in Current Academic YearSemester 1(Aug &#8211; Dec)Semester 2(Jan &#8211; May)Semester 1(Aug &#8211; Dec)Semester 2(Jan &#8211; May)1*MOE Tuition Fee Loan\\u00a0(TFL)Up to 90% of subsidised Tuition Fee payable by Singapore Citizens for same course &amp; same fee cohort yearFull duration of studies in NUSEarly to mid-AugustMid to end JanuaryMid to end AugustMid to end January2.MOE Study Loan\\u00a0(SL)10% or 20% of subsidised Tuition Fee payable by Singapore CitizensFull duration of studies in NUSEnd August to early SeptemberMid to end JanuaryEnd SeptemberEarly February3.NUS Student Assistance Loan\\u00a0(SAL)Varies according to financial need &amp; nationality of applicants, and fund availabilityFull duration of studies in NUSLate August to SeptemberLate January to FebruaryWithin 2 weeks from completion of signing of loan agreement in early SeptemberWithin 2 weeks from completion of signing of loan agreement which is on an ad-hoc basis4.Overseas Student Exchange Programme Loan\\u00a0(OSEP)Maximum of $3,000 per semesterPer Exchange Programme basis;Re-application neededN.A.N.A.2 weeks before student departs on Exchange Programme*For Graduate Students, please see\\u00a0https:\\\/\\\/nusgs.nus.edu.sg\\\/financial-aid\\\/#See also\\u00a0Financial Aid Calendar and Disbursement Schedule\"}},{\"@type\":\"Question\",\"name\":\"I was awarded MOE Tuition Fee Loan (TFL) in the previous semester. However, I just logged in to Education Records System (EduRec) to see my Student Bill (before classes start), but there is no TFL for this semester. Why is this so?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"This is your Preliminary Bill. TFL is only updated at the start of the semester. Please check your Student Bill after term starts.\"}},{\"@type\":\"Question\",\"name\":\"I have been awarded the MOE Study Loan (SL), NUS Student Assistance Loan (SAL) and a bursary. But my Student Bill does not show the loans and bursary awarded. Why?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"SL, SAL, bursaries and grants are grouped under &#8220;Other Loans &amp; Awards&#8221; in the Student Bill which shows the total of all amounts awarded. SL and SAL disbursements are reflected in your Student Bill about 2 weeks after the respective loan agreement has been signed. Until the disbursements are updated, the amount under &#8220;Other Loans &amp; Awards&#8221; in your Student Bill will not be reflected.\"}},{\"@type\":\"Question\",\"name\":\"I have been awarded MOE Tuition Fee Loan (TFL) and MOE Study Loan (SL). But there is still outstanding amount in my Student Bill. Why?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"MOE Tuition Fee Loan (TFL) covers only the 90% of the Singapore Citizen subsidised Tuition Fee payable and does not cover\\u00a0Miscellaneous Student Fees (MSF). Whereas, MOE Study Loan (SL) covers 10% or 20% of the Singapore Citizen rate, and is grouped under &#8220;Other Loans &amp; Awards&#8221; in the Student Bill. Hence, the amount not covered remains outstanding and is payable. Please apply for GIRO so that your fees not covered by loans and other financial aid will be deducted automatically on the scheduled GIRO deduction dates\"}},{\"@type\":\"Question\",\"name\":\"I am an international student. I have checked my Student Bill and the MOE Tuition Fee Loan (TFL) is not 90% of my Tuition Fee. Why?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"This is because the MOE Tuition Fee Loan (TFL) is based on 90% of the Singapore Citizen subsidised Tuition Fee. Please apply for GIRO so that your fees not covered by loans and other financial aid will be deducted automatically on the scheduled GIRO deduction dates.\"}},{\"@type\":\"Question\",\"name\":\"How is the MOE Study Loan (SL) (Tuition Fee portion) disbursed to me? Will this amount be credited to me or will it be used to offset against my school fees directly?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"After the first day of the semester, please check your Student Bill under &#8220;Other Loans &amp; Awards&#8221; for the MOE Study Loan amount disbursed to you. MOE Study Loan disbursement (Tuition Fee portion) is 10% or 20% of the subsidised Tuition Fees amount payable by Singapore Citizens and it is offset directly against the Tuition Fees payable by you.\"}},{\"@type\":\"Question\",\"name\":\"When will I receive my MOE Study Loan (SL) allowance \\\/ NUS Student Assistance Loan (SAL) amount?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"SL \\\/ SAL allowance will first be offset against any outstanding fees due by you (including outstanding fees from prior terms, miscellaneous student fees, hostel fees etc.). If there is a credit balance after all your fees are paid, the amount will then be credited to your designated bank account within 4-6 weeks after the agreement signed date.\"}},{\"@type\":\"Question\",\"name\":\"When will I receive my Overseas Student Exchange Programme (OSEP) amount?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The amount will be credited into your bank account within 2 weeks of the loan agreement signed date.\"}},{\"@type\":\"Question\",\"name\":\"How do I view the total loan amounts disbursed to me over the years?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"To view the total loan amounts disbursed,Login to\\u00a0Education Records System\\u00a0(EduRec)Click &#8220;My Homepage&#8221; for drop-down menuSelect &#8220;Financial Self Services&#8221;Click &#8220;View Financial Aid Disbursed&#8221;Click &#8220;View All&#8221; to display all line itemsClick &#8220;FA Code&#8221; to sort by the various financial aids disbursedAdd the amounts for the applicable line items to find the total amounts disbursed (e.g. MOE Tuition Fee Loan, MOE Study Loan)\"}},{\"@type\":\"Question\",\"name\":\"What is my MOE Study Loan (SL) \\\/ NUS Student Assistance Loan (SAL) \\\/ Overseas Student Exchange Programme Loan (OSEP) loan outstanding amount?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"To check loan outstanding amount,\\n\\n\\n\\nLoan Scheme\\nCheck with:\\n\\n\\n\\n\\n\\n\\n \\tMOE Study Loan\\u00a0(SL)\\n\\n\\n\\n\\n \\tDBS Bank\\u00a0or\\u00a0OCBC Bank\\n\\n\\n\\n\\n\\n\\n \\tNUS Student Assistance Loan\\u00a0(SAL)\\n\\n\\n\\n\\n \\tOCBC Bank\\n\\n\\n\\n\\n\\n\\n \\tOverseas Student Exchange Programme Loan\\u00a0(OSEP)\\n\\n\\n\\n\\n \\tLogin to\\u00a0Education Records System\\u00a0to check the disbursed amount.\\n \\tIf you have just graduated, please refer to the letter that NUS sent you.\\n \\tIf you have made repayments, please log a case via\\u00a0our\\u00a0FAQ Portal\\u00a0to ascertain the outstanding amount.\"}},{\"@type\":\"Question\",\"name\":\"What do I do if I need to change guarantors for my MOE Tuition Fee Loan (TFL) and \\\/ or MOE Study Loan (SL)?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Students are\\u00a0not allowed\\u00a0to change their guarantor\\u00a0except\\u00a0in the event of bankruptcy, death, insanity or disability of the guarantor, for which the student is required to:inform the bank immediately in writing, andappoint an alternative guarantor acceptable to the bank within one month from the occurrence of the event incapacitating the existing guarantor\"}},{\"@type\":\"Question\",\"name\":\"What do I need to do if I want to terminate the MOE Tuition Fee Loan (TFL) in the middle of my course of study?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"You may not need TFL disbursements to pay Tuition Fee if you have been awarded a scholarship after signing up for TFL scheme.\\n\\nTo terminate or suspend the TFL disbursements, you will need to contact:\\n\\n \\tYour TFL-administering bank (DBS Bank\\u00a0\\\/\\u00a0OCBC Bank) for advice on loan termination procedures, and\\n \\tNUS Office of Finance at\\u00a0our\\u00a0FAQ Portal\\u00a0for updating of your Student Account\"}},{\"@type\":\"Question\",\"name\":\"I have accepted MOE Study Loan (SL). Can I withdraw \\\/ cancel \\\/ suspend it?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"You can call or write in to Office of Financial Aid (OFA) at:\\n\\n \\t (65) 6516 2870\\n \\tEmail enquiry:\\u00a0https:\\\/\\\/www.askadmissions.nus.edu.sg\\\/\\n \\tUndergraduate Financial Aid website:\\u00a0http:\\\/\\\/www.nus.edu.sg\\\/financialaid\"}},{\"@type\":\"Question\",\"name\":\"I will be graduating in the coming semester. How do I make repayment for my student loans?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"For the loan schemes listed in the table below, the banks will send you a letter upon your graduation, informing you of the repayment process and loan amount to repay. You can also contact the relevant banks directly. If you wish to make full repayment of your TFL, SL, SAL or OSPL before your graduation status is reported to the bank, you can do so from June (for students graduating in Semester 2) and December (for students graduating in Semester 1) by making a request at the bank for full repayment and closure of your loan account. Please do not mention your graduated status to the bank, as they will check against their record (which is still flagged as \\u2018active\\u2019) and will ask you to check with NUS, hence, delaying your repayment request.\\n\\n\\n\\n\\n\\n\\nFor Borrowers who graduate during or at the end of:\\nGraduation status will be updated by the bank by:\\n\\n\\n\\n\\na)\\nSemester 1\\nend Apr of the year following graduation\\n\\n\\nb)\\nSemester 2\\nend Sep in the year of graduation\\n\\n\\nc)\\nSpecial Term Part 1\\nend Oct in the year of graduation\\n\\n\\nd)\\nSpecial Term Part 2\\nend Nov in the year of graduation\\n\\n\\n\\n\\nYou can also contact the relevant banks directly:\\n\\n\\n\\nLoan Scheme\\nCheck with:\\n\\n\\n\\n\\n\\n\\n \\tMOE Tuition Fee Loan\\u00a0(TFL)\\n\\n\\n\\n\\n \\tDBS Bank\\u00a0or\\u00a0OCBC Bank\\n\\n\\n\\n\\n\\n\\n \\tMOE Study Loan\\u00a0(SL)\\n\\n\\n\\n\\n \\tDBS Bank\\u00a0or\\u00a0OCBC Bank\\n\\n\\n\\n\\n\\n\\n \\tNUS Student Assistance Loan\\u00a0(SAL)\\n\\n\\n\\n\\n \\tOCBC Bank\\n\\n\\n\\n\\n\\n\\n \\tOverseas Student Programme Loan\\u00a0(OSP)*\\n\\n\\n\\n\\n \\tOCBC Bank\\n\\n\\n\\n\\n\\nStudents who have left NUS and have credit balance in their Post-Secondary Education Account (PSEA) may also opt to use the PSEA funds for payment of their outstanding MOE Tuition Fee Loan (TFL), MOE Study Loan (SL) and Overseas Student Programme (OSP) Loan. For more details, please refer to PSEA website at https:\\\/\\\/www.moe.gov.sg\\\/financial-matters\\\/psea\\\/funds-balance-and-usage\\n\\nFor\\u00a0Overseas Student Exchange Programme Loan\\u00a0(OSEP), NUS will send you a letter upon your graduation to inform you of the repayment options and loan amount to repay directly to NUS\\u00a0either by:\\n\\n \\tGIRO instalment, or\\n \\tCheque crossed and made payable to\\u00a0NATIONAL UNIVERSITY OF SINGAPORE\\nPlease:\\n\\n \\tWrite the following details on the reverse side of your cheque:\\n\\n \\tA-series Student Number\\n \\tFull Name\\n \\tTelephone Number\\n \\tLoan Reference Number, and\\n\\n\\n \\tMail to:\\nOffice of Finance (Accounts Receivables Team)\\nNational University of Singapore\\nUniversity Hall\\nTan Chin Tuan Wing, UHT #03-02\\n21 Lower Kent Ridge Road\\nSingapore 119077\"}},{\"@type\":\"Question\",\"name\":\"Can I ask for a deferment to repay my student loan when it is due?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Please contact the relevant banks regarding your request:Loan SchemeCheck with:MOE Tuition Fee Loan\\u00a0(TFL)DBS Bank\\u00a0or\\u00a0OCBC BankMOE Study Loan\\u00a0(SL)DBS Bank\\u00a0or\\u00a0OCBC BankNUS Student Assistance Loan\\u00a0(SAL)OCBC BankOverseas Student Programme Loan\\u00a0(OSP)*OCBC Bank\"}},{\"@type\":\"Question\",\"name\":\"Can I use the funds in my Post-Secondary Education Account (PSEA) for repayment of loans taken during my course of study at NUS?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes. Students who have left NUS and have outstanding loans repayable under the MOE Tuition Fee Loan (TFL) \\\/ MOE Study Loan (SL) \\\/ Overseas Student Programme (OSP) and CPF Education Loan Scheme (CELS) may use PSEA funds for loan repayment. However, do note that you can only do this after your status has been updated as &#8216;Graduated&#8217; by the banks, which takes place 1 month before the interest commencement dates.\\n\\n\\n\\n\\n\\nFor Borrowers who graduate during or at the end of:\\nGraduation status will be updated by the bank by:\\n\\n\\n\\n\\na)\\nSemester 1\\nend Apr of the year following graduation\\n\\n\\nb)\\nSemester 2\\nend Sep in the year of graduation\\n\\n\\nc)\\nSpecial Term Part 1\\nend Oct in the year of graduation\\n\\n\\nd)\\nSpecial Term Part 2\\nend Nov in the year of graduation\\n\\n\\n\\nFor more details, please refer to PSEA website here\"}},{\"@type\":\"Question\",\"name\":\"I've received scholarship that will fully pay my tuition fees. How can I make full repayment of my MOE Tuition Fee Loan (TFL) \\\/ MOE Study Loan (SL) and close the Loan account?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"You can proceed to any bank branch to make a request for full repayment and closure of your TFL\\\/SL account at any time. However, if you have TFL\\\/SL disbursement in the current semester, you can request for full repayment and closure of your TFL\\\/SL account from June (for students graduating in Semester 2) and December (for students graduating in Semester 1) so that the current semester&#8217;s disbursement is included in your total disbursement amount.\"}},{\"@type\":\"Question\",\"name\":\"I am graduating in this semester, may I know when the interest will commence for my MOE Tuition Fee Loan (TFL) \\\/ MOE Study Loan (SL) \\\/ Overseas Student Programme Loan (OSPL)?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"You may refer to the table below for the interest commencement dates.\\n\\n\\n\\n\\n\\nFor Borrowers who graduate during or at the end of:\\nInterest shall begin to accrue on:\\n\\n\\n\\n\\na)\\nSemester 1\\n1st May of the year following graduation\\n\\n\\nb)\\nSemester 2\\n1st Oct in the year of graduation\\n\\n\\nc)\\nSpecial Term Part 1\\n1st Nov in the year of graduation\\n\\n\\nd)\\nSpecial Term Part 2\\n1st Dec in the year of graduation\"}}]}<\/script>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Student Finance Matters Expand all Collapse all Financial Aid &amp; Loans Popular FAQs How can I find out more on Financial Aid (FA) such as eligibility, application procedures, etc.? How do I know whether my student loan application is approved? How do I apply for CPF Education Loan Scheme (CELS) if I am eligible? How [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":388,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-916","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.nus.edu.sg\/finance\/wp-json\/wp\/v2\/pages\/916","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.nus.edu.sg\/finance\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.nus.edu.sg\/finance\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.nus.edu.sg\/finance\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nus.edu.sg\/finance\/wp-json\/wp\/v2\/comments?post=916"}],"version-history":[{"count":140,"href":"https:\/\/www.nus.edu.sg\/finance\/wp-json\/wp\/v2\/pages\/916\/revisions"}],"predecessor-version":[{"id":3345,"href":"https:\/\/www.nus.edu.sg\/finance\/wp-json\/wp\/v2\/pages\/916\/revisions\/3345"}],"up":[{"embeddable":true,"href":"https:\/\/www.nus.edu.sg\/finance\/wp-json\/wp\/v2\/pages\/388"}],"wp:attachment":[{"href":"https:\/\/www.nus.edu.sg\/finance\/wp-json\/wp\/v2\/media?parent=916"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}