{"id":904,"date":"2025-06-06T16:23:42","date_gmt":"2025-06-06T08:23:42","guid":{"rendered":"https:\/\/live-ofn-nus.pantheonsite.io\/?page_id=904"},"modified":"2025-07-18T12:28:50","modified_gmt":"2025-07-18T04:28:50","slug":"giro-payment","status":"publish","type":"page","link":"https:\/\/www.nus.edu.sg\/finance\/students\/student-finance-matters\/payments\/giro-payment\/","title":{"rendered":"GIRO Payment"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"904\" class=\"elementor elementor-904\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3007c3aa e-flex e-con-boxed e-con e-parent\" data-id=\"3007c3aa\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-63ab0d0d elementor-widget elementor-widget-heading\" data-id=\"63ab0d0d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Student Finance Matters<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1f38b266 e-flex e-con-boxed e-con e-parent\" data-id=\"1f38b266\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-b3f1de4 e-grid e-con-full e-con e-child\" data-id=\"b3f1de4\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-5d78b95 e-con-full e-flex e-con e-child\" data-id=\"5d78b95\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-0c15a28 e-con-full e-flex e-con e-child\" data-id=\"0c15a28\" data-element_type=\"container\" data-settings=\"{&quot;sticky&quot;:&quot;top&quot;,&quot;sticky_offset&quot;:50,&quot;background_background&quot;:&quot;classic&quot;,&quot;sticky_offset_mobile&quot;:0,&quot;sticky_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;],&quot;sticky_effects_offset&quot;:0,&quot;sticky_anchor_link_offset&quot;:0}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2253e0e nus-sidebar-menu elementor-widget elementor-widget-wp-widget-nav_menu\" data-id=\"2253e0e\" data-element_type=\"widget\" data-widget_type=\"wp-widget-nav_menu.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<nav class=\"menu-student-finance-matters-payments-sidebar-menu-container\" aria-label=\"Menu\"><ul id=\"menu-student-finance-matters-payments-sidebar-menu\" class=\"menu\"><li id=\"menu-item-853\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-853\"><a aria-expanded=\"false\" href=\"https:\/\/www.nus.edu.sg\/finance\/students\/student-finance-matters\/payments\/\" class=\"menu-link\">Payments<\/a>\n<ul class=\"sub-menu\">\n\t<li id=\"menu-item-910\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-910\"><a href=\"https:\/\/www.nus.edu.sg\/finance\/students\/student-finance-matters\/payments\/fee-payment\/\" class=\"menu-link\">Fee Payment<\/a><\/li>\n\t<li id=\"menu-item-909\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-909\"><a href=\"https:\/\/www.nus.edu.sg\/finance\/students\/student-finance-matters\/payments\/giro-payment\/\" class=\"menu-link\">GIRO Payment<\/a><\/li>\n\t<li id=\"menu-item-1252\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-1252\"><a href=\"https:\/\/www.nus.edu.sg\/finance\/students\/student-finance-matters\/payments\/other-payment-modes\/\" class=\"menu-link\">Other Payment Modes<\/a><\/li>\n<\/ul>\n<\/li>\n<\/ul><\/nav>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-81c6327 e-con-full e-flex e-con e-child\" data-id=\"81c6327\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-efe1d41 e-con-full e-flex e-con e-child\" data-id=\"efe1d41\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bfccea1 expand-all elementor-widget elementor-widget-button\" data-id=\"bfccea1\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Expand all<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b19fc61 collapse-all elementor-widget elementor-widget-button\" data-id=\"b19fc61\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Collapse all<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2488f06f elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"2488f06f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Payments<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ff45e55 elementor-widget elementor-widget-heading\" data-id=\"ff45e55\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Popular FAQs<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3440114f popular-faq-links elementor-widget elementor-widget-text-editor\" data-id=\"3440114f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul>\n<li><a href=\"#giro-item-3\">How do I apply for payment of my fees via GIRO?<\/a><\/li>\n<li><a href=\"#giro-item-2\">What is the difference between &#8220;GIRO Bank Account (Debit Bank Account)&#8221; and &#8220;Receiving Bank Account (Credit Bank Account)&#8221;?<\/a><\/li>\n<li><a href=\"#giro-item-4\">How will I know if my application for GIRO Bank Account (Debit Bank Account) is successful?<\/a><\/li>\n<li><a href=\"#giro-item-6\">Why was my bank account deducted and yet the payment not reflected in my Student Account?<\/a><\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5683489 e-con-full e-flex e-con e-child\" data-id=\"5683489\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f232fdd elementor-widget elementor-widget-heading\" data-id=\"f232fdd\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">GIRO Payment\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fd36c4b elementor-widget__width-inherit faq-accordion elementor-widget elementor-widget-n-accordion\" data-id=\"fd36c4b\" data-element_type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;all_collapsed&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:300,&quot;sizes&quot;:[]},&quot;max_items_expended&quot;:&quot;one&quot;}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2650\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2650\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What is GIRO? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2650\" class=\"elementor-element elementor-element-670624d e-con-full e-flex e-con e-child\" data-id=\"670624d\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fb1b08c elementor-widget elementor-widget-text-editor\" data-id=\"fb1b08c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>GIRO or General Interbank Recurring Order is a standing instruction that students (or through their parents\/guardians) set up with their preferred local banks in Singapore to allow payment to NUS to be deducted electronically when fees are due. It is hassle-free, requiring only a one-time setup effort at no cost. Once set up, payable fees outstanding in the Student Account and\/or UHMS Hostel Account are automatically deducted on scheduled fee payment due dates.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"giro-item-2\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"giro-item-2\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What is the difference between \"GIRO Bank Account (Debit Bank Account)\" and \"Receiving Bank Account (Credit Bank Account)\"? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"giro-item-2\" class=\"elementor-element elementor-element-9176b41 e-con-full e-flex e-con e-child\" data-id=\"9176b41\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-41e55e5 elementor-widget elementor-widget-text-editor\" data-id=\"41e55e5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Students who sign up for the GIRO scheme can maintain both a &#8220;GIRO Bank Account&#8221; (for payment to NUS) and a &#8220;Receiving Bank Account&#8221; (for refund from NUS). Both the &#8220;GIRO Bank Account&#8221; and &#8220;Receiving Bank Account&#8221; are bank accounts such as savings account and current account. The\u00a0<strong>same<\/strong>\u00a0bank account can be used for &#8220;GIRO Bank Account&#8221; and &#8220;Receiving Bank Account.&#8221;\u00a0<strong>Please do not update your debit\/credit card details in these pages.<\/strong><\/p><p>The\u00a0<strong>&#8220;GIRO Bank Account&#8221;<\/strong>\u00a0is used for payment of Tuition Fee, Miscellaneous Student Fees (Student Services Fee and Health Service Fee), Hostel Fees and other fees such as Transcript Fee.<\/p><p>The\u00a0<strong>&#8220;Receiving Bank Account&#8221;<\/strong>\u00a0is used for payment to students, such as refund of credit balance in Student Account and reimbursement of expenses. It is thus important for recipients of scholarships, student loans or bursaries to maintain an updated and accurate &#8220;Receiving Bank Account&#8221; so that any credit balances can be refunded after offsetting fees.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"giro-item-3\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"giro-item-3\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How do I apply for payment of my fees via GIRO? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"giro-item-3\" class=\"elementor-element elementor-element-62ebed6 e-con-full e-flex e-con e-child\" data-id=\"62ebed6\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-54dc0ce elementor-widget elementor-widget-text-editor\" data-id=\"54dc0ce\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Before the start of each semester, students will be informed of the GIRO application dates via email sent to their NUS email account. To apply for GIRO facility, please see GIRO Application section <a href=\"https:\/\/www.nus.edu.sg\/finance\/students\/student-finance-matters\/\">here<\/a> for details.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"giro-item-4\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"giro-item-4\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How will I know if my application for GIRO Bank Account (Debit Bank Account) is successful? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"giro-item-4\" class=\"elementor-element elementor-element-906a9b4 e-flex e-con-boxed e-con e-child\" data-id=\"906a9b4\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d4fd1e2 elementor-widget elementor-widget-text-editor\" data-id=\"d4fd1e2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>(a) Students may regard their application as successful as long as their submission is complete, accurate, and within the stipulated application period. They can also check their GIRO Bank Account status in\u00a0<a href=\"https:\/\/myedurec.nus.edu.sg\/\" target=\"_blank\" rel=\"noopener\">Education Records System<\/a>\u00a0(EduRec) which should reflect the status as &#8220;Approved&#8221;. In the event that the GIRO application is rejected, students will be informed via their NUS email account.<\/p><p>(b) For DBS\/POSB, OCBC online application only, the approval is instant and you will see an acknowledgement page after successful application<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2654\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2654\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> What happens if I submit the GIRO application form \/ online application (for DBS\/POSB, OCBC bank account holders only) after the stipulated deadlines? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2654\" class=\"elementor-element elementor-element-6d23ca5 e-flex e-con-boxed e-con e-child\" data-id=\"6d23ca5\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ffc6d68 elementor-widget elementor-widget-text-editor\" data-id=\"ffc6d68\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The GIRO application will be processed to be ready for the next Semester\u2019s GIRO deduction dates. For example, if the deadline for new GIRO application or change of GIRO Bank Account (Debit Bank Account) is on the 16 August 2019 for Semester 1 of AY19\/20 and the form is submitted to Office of Finance on 17 August 2019, it will not be in time for AY19\/20 Semester 1\u2019s deduction. The application will be processed for the next Semester\u2019s deduction.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"giro-item-6\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"giro-item-6\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Why was my bank account deducted and yet the payment not reflected in my Student Account? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"giro-item-6\" class=\"elementor-element elementor-element-d671988 e-flex e-con-boxed e-con e-child\" data-id=\"d671988\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-39c3802 elementor-widget elementor-widget-text-editor\" data-id=\"39c3802\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>As the deduction is effected by NUS&#8217; bank on behalf of the University, there is a processing time of 2 to 3 working days from date of deduction to the date that the fee payment is updated to your Student Account in\u00a0<a href=\"https:\/\/myedurec.nus.edu.sg\/\" target=\"_blank\" rel=\"noopener\">Education Records System<\/a>\u00a0(EduRec).<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2656\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"7\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2656\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Will partial GIRO deduction be carried out? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2656\" class=\"elementor-element elementor-element-6a64d70 e-flex e-con-boxed e-con e-child\" data-id=\"6a64d70\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-41093e2 elementor-widget elementor-widget-text-editor\" data-id=\"41093e2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>No. We do not process partial GIRO deduction. Hence, sufficient funds have to be maintained in the authorised bank account for the\u00a0<strong><u>full<\/u><\/strong>\u00a0deduction. NUS and some banks will impose late payment charge and administrative fee respectively if the deduction is unsuccessful.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2657\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"8\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2657\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Will I be informed if my GIRO deduction is unsuccessful? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2657\" class=\"elementor-element elementor-element-ddab81e e-flex e-con-boxed e-con e-child\" data-id=\"ddab81e\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5c2d178 elementor-widget elementor-widget-text-editor\" data-id=\"5c2d178\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>No. Please check the deduction status via your Bank Account or Student Account in\u00a0<a href=\"https:\/\/myedurec.nus.edu.sg\/\" target=\"_blank\" rel=\"noopener\">Education Records System<\/a>\u00a0(EduRec) 3 working days after the scheduled deduction date. To find out the reason for the unsuccessful deduction, please contact your bank directly. You will receive a reminder for your outstanding fees through your NUS email account.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2658\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"9\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2658\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How do I change my designated \"GIRO Bank Account (Debit Bank Account)\" details which I had submitted earlier? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2658\" class=\"elementor-element elementor-element-1e85013 e-flex e-con-boxed e-con e-child\" data-id=\"1e85013\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e7d71d4 elementor-widget elementor-widget-text-editor\" data-id=\"e7d71d4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tAny change in critical information such as bank account number requires the existing standing instruction to be\u00a0<strong><u>terminated first<\/u><\/strong>. To do this,\n<ol type=\"a\" style=\"list-style-type: lower-alpha;\">\n \t<li>Login to:\u00a0<a href=\"https:\/\/myedurec.nus.edu.sg\/\" target=\"_blank\" rel=\"noopener\">Education Records System<\/a>\u00a0(EduRec)<\/li>\n \t<li>Click &#8220;My Homepage&#8221; for drop-down menu<\/li>\n \t<li>Select &#8220;Financials&#8221; &gt;&#8221;Manage Student Financials&#8221;<\/li>\n \t<li>Click &#8220;Manage Bank Accounts&#8221;<\/li>\n<\/ol>\n<strong><u>For GIRO application that has NOT been approved (for manual setup only)<\/u><\/strong>\n<ol start=\"5\" type=\"a\" style=\"list-style-type: lower-alpha;\">\n \t<li>Click &#8220;Cancel GIRO Bank Account&#8221;<\/li>\n \t<li>Click &#8220;Submit&#8221;<\/li>\n \t<li>Click &#8220;OK&#8221;<\/li>\n \t<li>Repeat steps to &#8220;Apply for GIRO (online setup for DBS\/POSB, OCBC account holders&#8221; or &#8220;Apply for GIRO (manual setup)&#8221;.<\/li>\n<\/ol>\n<strong><u>For GIRO application that has been approved (for online and manual setup)<\/u><\/strong>\n<ol start=\"9\" type=\"a\" style=\"list-style-type: lower-alpha;\">\n \t<li>Click &#8220;Print GIRO Termination Form&#8221; for bank account holder to sign or affix his\/her thumbprint (duly verified in the presence of a bank officer) in accordance with the bank&#8217;s records<\/li>\n \t<li>Hand in completed &#8220;GIRO Termination Form&#8221; (with bank account holder&#8217;s signature or verified thumb-print) to Office of Finance, University Hall, Tan Chin Tuan Wing, UHT #03-02, 21 Lower Kent Ridge Road, Singapore 119077<\/li>\n \t<li>The termination will take effect within 7 working days. Please login to\u00a0<a href=\"https:\/\/myedurec.nus.edu.sg\/\" target=\"_blank\" rel=\"noopener\">Education Records System<\/a>\u00a0(EduRec) to check that the status is &#8220;Terminated&#8221; before repeating steps to &#8220;Apply for GIRO (online setup for DBS\/POSB, OCBC account holders&#8221; or &#8220;Apply for GIRO (manual setup)&#8221;.<\/li>\n<\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-2659\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"10\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-2659\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How do I change my designated \"Receiving Bank Account (Credit Bank Account)\" details which I had submitted earlier? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-2659\" class=\"elementor-element elementor-element-483e476 e-flex e-con-boxed e-con e-child\" data-id=\"483e476\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7b22fba elementor-widget elementor-widget-text-editor\" data-id=\"7b22fba\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tAny change in critical information such as bank account number requires the existing standing instruction to be\u00a0<strong><u>terminated first<\/u><\/strong>. To do this,\n<ol type=\"a\" style=\"list-style-type: lower-alpha;\">\n \t<li>Login to:\u00a0<a href=\"https:\/\/myedurec.nus.edu.sg\/\" target=\"_blank\" rel=\"noopener\">Education Records System<\/a>\u00a0(EduRec)<\/li>\n \t<li>Click &#8220;My Homepage&#8221; for drop-down menu<\/li>\n \t<li>Select &#8220;Financials&#8221;<\/li>\n \t<li>Click &#8220;Manage Student Financials&#8221;<\/li>\n \t<li>Click &#8220;Manage Bank Accounts&#8221;<\/li>\n \t<li>Click &#8220;Terminate Receiving Bank Account&#8221;<\/li>\n \t<li>Click &#8220;Submit&#8221;<\/li>\n \t<li>Click &#8220;OK&#8221;<\/li>\n \t<li>The termination should take effect within 2 working days. Please login to\u00a0<a href=\"https:\/\/myedurec.nus.edu.sg\/\" target=\"_blank\" rel=\"noopener\">Education Records System<\/a>\u00a0(EduRec) to check before repeating steps to &#8220;Add a new Receiving Bank Account&#8221; with your new account details<\/li>\n<\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is GIRO?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"GIRO or General Interbank Recurring Order is a standing instruction that students (or through their parents\\\/guardians) set up with their preferred local banks in Singapore to allow payment to NUS to be deducted electronically when fees are due. It is hassle-free, requiring only a one-time setup effort at no cost. Once set up, payable fees outstanding in the Student Account and\\\/or UHMS Hostel Account are automatically deducted on scheduled fee payment due dates.\"}},{\"@type\":\"Question\",\"name\":\"What is the difference between \\\"GIRO Bank Account (Debit Bank Account)\\\" and \\\"Receiving Bank Account (Credit Bank Account)\\\"?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Students who sign up for the GIRO scheme can maintain both a &#8220;GIRO Bank Account&#8221; (for payment to NUS) and a &#8220;Receiving Bank Account&#8221; (for refund from NUS). Both the &#8220;GIRO Bank Account&#8221; and &#8220;Receiving Bank Account&#8221; are bank accounts such as savings account and current account. The\\u00a0same\\u00a0bank account can be used for &#8220;GIRO Bank Account&#8221; and &#8220;Receiving Bank Account.&#8221;\\u00a0Please do not update your debit\\\/credit card details in these pages.The\\u00a0&#8220;GIRO Bank Account&#8221;\\u00a0is used for payment of Tuition Fee, Miscellaneous Student Fees (Student Services Fee and Health Service Fee), Hostel Fees and other fees such as Transcript Fee.The\\u00a0&#8220;Receiving Bank Account&#8221;\\u00a0is used for payment to students, such as refund of credit balance in Student Account and reimbursement of expenses. It is thus important for recipients of scholarships, student loans or bursaries to maintain an updated and accurate &#8220;Receiving Bank Account&#8221; so that any credit balances can be refunded after offsetting fees.\"}},{\"@type\":\"Question\",\"name\":\"How do I apply for payment of my fees via GIRO?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Before the start of each semester, students will be informed of the GIRO application dates via email sent to their NUS email account. To apply for GIRO facility, please see GIRO Application section here for details.\"}},{\"@type\":\"Question\",\"name\":\"How will I know if my application for GIRO Bank Account (Debit Bank Account) is successful?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"(a) Students may regard their application as successful as long as their submission is complete, accurate, and within the stipulated application period. They can also check their GIRO Bank Account status in\\u00a0Education Records System\\u00a0(EduRec) which should reflect the status as &#8220;Approved&#8221;. In the event that the GIRO application is rejected, students will be informed via their NUS email account.(b) For DBS\\\/POSB, OCBC online application only, the approval is instant and you will see an acknowledgement page after successful application\"}},{\"@type\":\"Question\",\"name\":\"What happens if I submit the GIRO application form \\\/ online application (for DBS\\\/POSB, OCBC bank account holders only) after the stipulated deadlines?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The GIRO application will be processed to be ready for the next Semester\\u2019s GIRO deduction dates. For example, if the deadline for new GIRO application or change of GIRO Bank Account (Debit Bank Account) is on the 16 August 2019 for Semester 1 of AY19\\\/20 and the form is submitted to Office of Finance on 17 August 2019, it will not be in time for AY19\\\/20 Semester 1\\u2019s deduction. The application will be processed for the next Semester\\u2019s deduction.\"}},{\"@type\":\"Question\",\"name\":\"Why was my bank account deducted and yet the payment not reflected in my Student Account?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"As the deduction is effected by NUS&#8217; bank on behalf of the University, there is a processing time of 2 to 3 working days from date of deduction to the date that the fee payment is updated to your Student Account in\\u00a0Education Records System\\u00a0(EduRec).\"}},{\"@type\":\"Question\",\"name\":\"Will partial GIRO deduction be carried out?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No. We do not process partial GIRO deduction. Hence, sufficient funds have to be maintained in the authorised bank account for the\\u00a0full\\u00a0deduction. NUS and some banks will impose late payment charge and administrative fee respectively if the deduction is unsuccessful.\"}},{\"@type\":\"Question\",\"name\":\"Will I be informed if my GIRO deduction is unsuccessful?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No. Please check the deduction status via your Bank Account or Student Account in\\u00a0Education Records System\\u00a0(EduRec) 3 working days after the scheduled deduction date. To find out the reason for the unsuccessful deduction, please contact your bank directly. You will receive a reminder for your outstanding fees through your NUS email account.\"}},{\"@type\":\"Question\",\"name\":\"How do I change my designated \\\"GIRO Bank Account (Debit Bank Account)\\\" details which I had submitted earlier?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Any change in critical information such as bank account number requires the existing standing instruction to be\\u00a0terminated first. To do this,\\n\\n \\tLogin to:\\u00a0Education Records System\\u00a0(EduRec)\\n \\tClick &#8220;My Homepage&#8221; for drop-down menu\\n \\tSelect &#8220;Financials&#8221; &gt;&#8221;Manage Student Financials&#8221;\\n \\tClick &#8220;Manage Bank Accounts&#8221;\\n\\nFor GIRO application that has NOT been approved (for manual setup only)\\n\\n \\tClick &#8220;Cancel GIRO Bank Account&#8221;\\n \\tClick &#8220;Submit&#8221;\\n \\tClick &#8220;OK&#8221;\\n \\tRepeat steps to &#8220;Apply for GIRO (online setup for DBS\\\/POSB, OCBC account holders&#8221; or &#8220;Apply for GIRO (manual setup)&#8221;.\\n\\nFor GIRO application that has been approved (for online and manual setup)\\n\\n \\tClick &#8220;Print GIRO Termination Form&#8221; for bank account holder to sign or affix his\\\/her thumbprint (duly verified in the presence of a bank officer) in accordance with the bank&#8217;s records\\n \\tHand in completed &#8220;GIRO Termination Form&#8221; (with bank account holder&#8217;s signature or verified thumb-print) to Office of Finance, University Hall, Tan Chin Tuan Wing, UHT #03-02, 21 Lower Kent Ridge Road, Singapore 119077\\n \\tThe termination will take effect within 7 working days. Please login to\\u00a0Education Records System\\u00a0(EduRec) to check that the status is &#8220;Terminated&#8221; before repeating steps to &#8220;Apply for GIRO (online setup for DBS\\\/POSB, OCBC account holders&#8221; or &#8220;Apply for GIRO (manual setup)&#8221;.\"}},{\"@type\":\"Question\",\"name\":\"How do I change my designated \\\"Receiving Bank Account (Credit Bank Account)\\\" details which I had submitted earlier?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Any change in critical information such as bank account number requires the existing standing instruction to be\\u00a0terminated first. To do this,\\n\\n \\tLogin to:\\u00a0Education Records System\\u00a0(EduRec)\\n \\tClick &#8220;My Homepage&#8221; for drop-down menu\\n \\tSelect &#8220;Financials&#8221;\\n \\tClick &#8220;Manage Student Financials&#8221;\\n \\tClick &#8220;Manage Bank Accounts&#8221;\\n \\tClick &#8220;Terminate Receiving Bank Account&#8221;\\n \\tClick &#8220;Submit&#8221;\\n \\tClick &#8220;OK&#8221;\\n \\tThe termination should take effect within 2 working days. Please login to\\u00a0Education Records System\\u00a0(EduRec) to check before repeating steps to &#8220;Add a new Receiving Bank Account&#8221; with your new account details\"}}]}<\/script>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Student Finance Matters Expand all Collapse all Payments Popular FAQs How do I apply for payment of my fees via GIRO? What is the difference between &#8220;GIRO Bank Account (Debit Bank Account)&#8221; and &#8220;Receiving Bank Account (Credit Bank Account)&#8221;? How will I know if my application for GIRO Bank Account (Debit Bank Account) is successful? [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":848,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-904","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.nus.edu.sg\/finance\/wp-json\/wp\/v2\/pages\/904","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.nus.edu.sg\/finance\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.nus.edu.sg\/finance\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.nus.edu.sg\/finance\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.nus.edu.sg\/finance\/wp-json\/wp\/v2\/comments?post=904"}],"version-history":[{"count":22,"href":"https:\/\/www.nus.edu.sg\/finance\/wp-json\/wp\/v2\/pages\/904\/revisions"}],"predecessor-version":[{"id":2955,"href":"https:\/\/www.nus.edu.sg\/finance\/wp-json\/wp\/v2\/pages\/904\/revisions\/2955"}],"up":[{"embeddable":true,"href":"https:\/\/www.nus.edu.sg\/finance\/wp-json\/wp\/v2\/pages\/848"}],"wp:attachment":[{"href":"https:\/\/www.nus.edu.sg\/finance\/wp-json\/wp\/v2\/media?parent=904"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}