Undergraduate Scheme

Local

Full-time Singaporean (citizens and Permanent Residents) undergraduate students are required to subscribe to this scheme.
The fee will be included in the mandatory Miscellaneous Fees of the student bill on a semester basis.
This is a compulsory scheme. No opt-out is allowed.

» University Health Scheme – see Table 1A
» Personal Accident Insurance Coverage – see Table 2
» Exclusion Policy – see Table 4
International

Full-time international undergraduate students are required to subscribe to this scheme.
The fee will be included in the mandatory Miscellaneous Fees of the student bill on a semester basis.
This is a compulsory scheme. No opt-out is allowed.

» University Health Scheme – see Table 1B
» Personal Accident Insurance Coverage – see Table 2
» Hospitalisation, Surgical & Mental Health Insurance Scheme – see Table 3
» Exclusion Policy – see Table 4
 
ADDITIONAL INSURANCE COVERAGE FOR OVERSEAS STUDY PROGRAMMES
All full-time local (Singaporeans and Permanent Residents) undergraduate students are strongly advised to have adequate medical coverage when travelling overseas for exchange or study programmes.

The NUS Medical Scheme does NOT cover overseas outpatient medical treatment of illnesses including hospitalization, except accident treatment which requires immediate medical attention.

You may wish to contact any insurer for detailed information to provide such coverage to suit your need during your stay overseas on study programmes or other related activities.
 
 
Billing Reference
Please refer to OFS for the academic year billing, fee payment procedures and due dates.
 

Emergencies
We do not entertain home or hostel visits.
For emergencies after office hours, insured students are reimbursed for consultation up to a maximum of SGD $50.00 per visit at A&E unit of the Singapore Government and Government Restructured Hospitals. There is no reimbursement for visits made during office hours. Reimbursement of civil defence ambulance call fees is restricted to campus location only.
 

Claims Info
All student related claims should be made through UHC within 21 days.
For claims procedure, please contact Mrs Doris Wong, or Ms Leong Yuen Yee at:
6516 2880 / 6516 2390.

We do not process staff medical claims.
 

Prices in Singapore Dollars, and are subject to change without prior notice and the prevailing GST rate.
 


TABLE 1A.
University Health Scheme for Local


Free consultation, basic investigations and standard drugs from University Health Physicians (Non-standard items are chargeable)
Outpatient reimbursement (at subsidised rate similar to B2 rate) from Singapore Government hospitals for cases referred by University Health Physicians.
B2/C hospitalisation for 21 days per academic year.
MRI reimbursement up to SGD $300 per scan.
Download Fact Sheet for more details.
 



TABLE 1B.
University Health Scheme for International


Free consultation, basic investigations and standard drugs from University Health Physicians (Non-standard items are chargeable)
Outpatient reimbursement in full up to $350.00 per academic year.
Subsequent outpatient reimbursement at subsidise rate similar to B2 rate from Singapore government hospitals for cases referred by University Health Physicians.
MRI reimbursement up to SGD $300 per scan.
Download Fact Sheet for more details.
 



TABLE 2.
Personal Accident Insurance Coverage


24-hour worldwide coverage
Death Benefit: S$30,000
Permanent Disability: up to 150% of S$30,000 depending on the disablement
Medical expenses relating to accidents: S$5,000.00 per accident
Download Fact Sheet for more details.
 
Coverage for Freshmen (1st year Undergraduate students) will start on 1 June provided that the student is eventually matriculated as a full-time student of NUS.


TABLE 3.
Hospitalisation, Surgical & Mental Health Insurance Scheme


24-hour worldwide cover but not for any intended or booked treatment overseas
Admission into any Singapore Government & Government Restructured Hospitals in B1 Class Ward including the National University Hospital
Hospitalisation & Day Surgery due to illness and accident
Hospitalisation due to Severe Acute Respiratory Syndrome (SARS)
Hospitalisation due to mental illness
Download Fact Sheet for more details.
 



TABLE 4.
Exclusion Policy


Pre-existing illness prior to entry to university
Dental care
Eye refraction and spectacles
Medical aids and appliances
Consultation fees, hospital charges, operation fees at non-government hospitals or at private nursing homes
Visits and treatment in hospitals not recommended by the University Health Physician
Charges for non-medical items
Maternity care of any kind
Suicide, self inflicted injuries or willful exposure to peril
Sexually transmitted disease
Experimental medical treatment
Sleep apnoea, obesity, varicocele
Visits to any specialists without referral
Illegal activities
Enhancement of bodily function or appearance, such as plastic surgery, cosmetic treatment and conditions relating to skin, acne, scars and hair
Travel medicine
Non-Standard medication/procedures
Routine medical check-up and vaccinations
Congenital conditions
Preventive or elective treatment
Implants
Occupational / speech therapy
Medical report fee
War


Note
B2 refers to a ward class in Singapore Government hospitals.