Graduate & Non-graduate Scheme

Local & International

Full-time local and international graduate and non-graduating students are required to subscribe to this scheme.
It will be included in the Mandatory Miscellaneous Fees / Miscellaneous Student Fees of the student bill on a semester basis. This is a compulsory scheme. No opt-out is allowed.

For Research Scholars, the amount will be automatically deducted from the stipends on a semester basis.

Graduate Students, who subsequently convert their candidature from full-time to part-time will not be covered and there is no refund of premium paid.

» Personal Accident Insurance Coverage – refer to Table 1
» Hospitalisation, Surgical & Mental Health Insurance Scheme – refer to Table 2
» Outpatient Specialist Care – refer to Table 3

All postgraduate and non-graduating students are strongly advised to have adequate medical coverage when travelling overseas for exchange or study programmes.

The NUS Medical Scheme does not cover all forms of overseas outpatient medical treatment of illnesses.

You may wish to contact any insurer for detailed information to provide such coverage to suit your need during your stay overseas on study programmes or other related activities.
Billing Reference
Please refer to OFS for the academic year billing, fee payment procedures and due dates.

Prices in Singapore Dollars, and are subject to change without prior notice and the prevailing GST rate.
Insurance Claim Form
Please refer here to download.

Personal Accident Insurance Coverage

24-hour worldwide coverage
Death Benefit: S$30,000
Permanent Disability: up to 150% of S$30,000 depending on the disablement
Medical expenses relating to accidents: S$5,000.00 per accident
Download Fact Sheet for more details.

Hospitalisation, Surgical & Mental Health Insurance Scheme

24-hour worldwide cover but not for any intended or booked treatment overseas
Admission into any Singapore Government & Government Restructured Hospitals in B1 Class Ward including the National University Hospital
Hospitalisation & Day Surgery due to illness and accident
Hospitalisation due to Severe Acute Respiratory Syndrome (SARS)
Hospitalisation due to mental illness
Download Fact Sheet for more details.

Outpatient Specialist Care

Specialist consultation, investigation and medication reimbursement in full up to S$1000 per policy year (exclude pre-existing illness) for cases referred by UHC or GP.
Download Fact Sheet for more details.