Post-Secondary Education Account (PSEA)


The PSEA Scheme is administered by the Ministry of Education (MOE) and open to all eligible Singaporeans.

The PSEA Scheme allows students to utilise their siblings’ PSEA funds, up to a maximum of three siblings. Consent for withdrawal of siblings’ PSEA funds must be sought for siblings above 21 years old and parents’ authorisation of usage is required if siblings are below 21 years old.

Note: Undergraduates who are reading the Concurrent Degree Programmes may be eligible for the scheme once they are charged graduate tuition fee. Please check your eligibility here.

What can the PSEA Funds be used for?

From Academic Year (AY) 2008/09, funds from the PSEA can be used for tuition fees (inclusive of mandatory miscellaneous fees / miscellaneous student fees), University Town College Programme and University Scholars Programme college (accommodation and meal) fees as well as enrichment programmes approved and endorsed by the University.

Students may call the PSEA enquiry line to check whether there are sufficient funds in their PSEA before submitting the Standing Order or the Ad Hoc Withdrawal Form. The full balance in PSEA will be deducted if it is insufficient to cover the withdrawal amount indicated on the Ad Hoc Withdrawal Form or the full tuition & miscellaneous fees if a Standing Order form is submitted. A statement from MOE will be sent to the account holder if there are any transactions in his/her PSEA in the previous month.

For more information or further enquiries on the PSEA Scheme, please visit our FAQ Section or refer to MOE’s website or contact MOE’s PSEA Scheme Section at:

PSEA enquiry line: 62600777
Email address: contact@moe.gov.sg

Undergraduate students reading the iBLOC and Special Term modules

Students who wish to utilise their PSEA funds for payment of tuition and/or mandatory miscellaneous fees should apply using the Ad Hoc Withdrawal Form found below. For students reading the iBLOC modules, specifically Returning Full-Time National Servicemen (RNS), application is open from 1 to 6 March 2020.

We advise students to pay for their outstanding fees first before the deadline for payment of tuition fees even after they have submitted the PSEA application to avoid any late payment penalty. Any credit balance arising from excess payment will be used to offset your next semester’s fees payable. If there is still an excess balance in your Student Account in the final semester of your studies, the amount will be automatically refunded to your receiving bank account. If you wish to get a refund for the excess payment made before the final semester of your studies, please write in to ofnbox3@nus.edu.sg.  To facilitate the refund, please update your "Receiving Bank Account" details via Education Records System (EduRec) (see FAQs on GIRO Payment).

For students reading the Special Terms, re-application is required and the application period can be found below.

Using the Standing Order Form

A Standing Order (SO) form must be submitted before a withdrawal for tuition fees can be made and is a one-time application.

Once the SO is approved by MOE, funds for tuition fees (inclusive of miscellaneous student fees) will be automatically withdrawn for Semester 1 and Semester 2 (not applicable for Special Terms) until either the PSEA funds are used up or the SO is terminated (via email notification to AskAdmissions) or replaced (via submission of a new SO).

If you have wrongly submitted the Standing Order Form, you should terminate the Standing Order by downloading the termination form here and submit the completed form to MOE directly.
Important notes:

The Standing Order Form is NOT applicable to students who wish to use their PSEA to pay for:

  1. Tuition fees only for Semester 1 or 2
  2. Mandatory miscellaneous fees / miscellaneous student fees only for Semester 1 or 2
  3. Fees related to Enrichment Programme / SEP/ NOC
  4. Compulsory college-related (room and/or meal) fees for reading the Prince George’s Park House Programme / Ridge View Residential College Programme / University Scholars Programme / UTown College Programme
  5. Special Term fees
  6. Tuition fees from Bachelor of Technology Programme (BTech)
  7. Mandatory miscellaneous fees / miscellaneous student fees if their tuition fees are already covered under a scholarship, bursary, subsidy, grant or any other free aid
  8. Compulsory health screening and/or vaccination fees for Health Science students

Students under any of the above-mentioned category and/or missed the SO application deadline should use the Ad Hoc Withdrawal Form instead.

Using the Ad Hoc Withdrawal Form 

Ad Hoc withdrawals of PSEA funds are allowed for one-time withdrawal for the current semester only for payment of tuition AND/OR miscellaneous student fees, compulsory college-related (room and/or meal) fees for the Prince George’s Park House Programme, Ridge View Residential College Programme, University Scholars Programme and University Town College Programme, Overseas/Enrichment programmes that are approved and endorsed by the University and compulsory health and/or vaccination fees. Re-application is required for payment of the above-mentioned fees for subsequent semesters.


Important notes:

Ad Hoc Withdrawal Form is applicable to students who missed the SO application deadline and/or wish to use their PSEA to pay for:

  1. Tuition fees only for Semester 1 or 2
  2. Mandatory miscellaneous fees / miscellaneous student fees for Semester 1 or 2
  3. Fees related to Enrichment Programme / SEP / NOC
  4. Compulsory college-related (room and/or meal) fees for reading the Ridge View Residential College Programme / University Scholars Programme / University Town College Programme / Prince George’s Park House Programme (only accommodation fees)
  5. Special Term fees
  6. Tuition fees from Bachelor of Technology Programme (BTech)
  7. Mandatory miscellaneous fees / miscellaneous student fees if their tuition fees are already covered under a scholarship, bursary, subsidy, grant or any other free aid
  8. Compulsory health screening and/or vaccination fees for Health Science students

 

Applicable only for students who are using PSEA funds for payment of tuition fees AND mandatory miscellaneous fees / miscellaneous student fees within the stipulated application timeline.

Application Period Disbursement
Semester 1
AY2019/2020
5 to 8 August 2019 By Mid-Sept 2019
Semester 2
AY2019/2020
11 to 18 December 2019 By Early-Feb 2020


Download the SO form here and submit/mail the completed form to the Office of Financial Aid (within Office of Admissions) during the application period below. Incomplete forms will be rejected and will not be processed. You are encouraged to apply for GIRO to facilitate payment of any outstanding tuition fees after offsetting the PSEA amount claimed. The outstanding balance, if any, will be deducted automatically on the scheduled GIRO deduction dates.

Students may submit the Ad Hoc Withdrawal Form at any time during the semester.

Application Period (Full-Time) Application Period (B.Tech) 
Semester 1
AY2019/2020
5 to 16 August 2019  Week 4 of Semester 1 Onwards
Semester 2
AY2019/2020
6 to 17 January 2020  Week 4 of Semester 2 Onwards

Disbursement of PSEA funds

The PSEA funds will be shown in EduRec within 4-6 weeks after submission.

If you submit the form within the application period above, the PSEA funds will be disbursed to your student account to offset your outstanding tuition fees before the GIRO deduction date for payment of tuition fees. You are encouraged to apply for GIRO to facilitate payment of any outstanding tuition fees after offsetting the PSEA amount claimed. The outstanding balance, if any, will be deducted automatically on the scheduled GIRO deduction dates.

If you submit the form after the application period above, the PSEA funds might not come in before the deadline of payment of tuition fees. We advise students to pay for their outstanding fees first even after they have submitted the PSEA application to avoid any late payment penalty. Any credit balance arising from excess payment will be used to offset your next semester’s fees payable. If there is still an excess balance in your Student Account in the final semester of your studies, the amount will be automatically refunded to your receiving bank account. If you wish to get a refund for the excess payment made before the final semester of your studies, please write in to ofnbox3@nus.edu.sg.  To facilitate the refund, please update your "Receiving Bank Account" details via Education Records System (EduRec) (see FAQs on GIRO Payment).


Download the Ad Hoc Withdrawal form here (editable using Adobe Acrobat).

Students may submit the Ad Hoc Withdrawal Form within the application periods stipulated below:

Application Period

Special Term I
AY2019/2020

25 to 29 May 2020

Special Term II
AY2019/2020

6 to 10 July 2020


One application form must be submitted for each specific withdrawal. For example, students who wish to withdraw the PSEA funds for modules taken in both Special Term I and Special Term II must submit two Ad Hoc Withdrawal Forms the application periods mentioned above.

Disbursement of PSEA funds

The PSEA funds will be shown in EduRec within 4-6 weeks after submission.

As the PSEA funds would not come in before the deadline of payment of tuition fees, we advise students to pay for their outstanding fees first even after they have submitted the PSEA application to avoid any late payment penalty. Any credit balance arising from excess payment will be used to offset your next semester’s fees payable. If there is still an excess balance in your Student Account in the final semester of your studies, the amount will be automatically refunded to your receiving bank account. If you wish to get a refund for the excess payment made before the final semester of your studies, please write in to ofnbox3@nus.edu.sg.  To facilitate the refund, please update your "Receiving Bank Account" details via Education Records System (EduRec) (see FAQs on GIRO Payment).


Download the Ad Hoc Withdrawal form here (editable using Adobe Acrobat).

Please note the following conditions before submitting the Ad Hoc Withdrawal Form for SEP/NOC/overseas/enrichment/preparatory programmes: 

  • All programmes should be offered by NUS. If the programme is not offered by NUS, it must be approved and endorsed by NUS. Enrichment programmes must be academic in nature or work-skill related. Examples of eligible programmes include attachments, leadership training courses, short study trips or tours, competitions, conferences, performances and community involvement programmes.
  • The application form must be submitted together with:-
  1. letter of offer/acceptance issued by NUS and/or partner university showing the start and end dates of the programme (e.g. for SEP and NOC, both letters should be submitted) If unavailable, documents (e.g. email/website) detailing information of the programme (e.g. programme details, objectives and organizer) must be submitted. 
  2. supporting documents as evidence of the official estimated cost* for participating in the programme. 
  3. currency conversion if estimated cost of programme is not in Singapore Dollars. (e.g. conversion from https://www.oanda.com/currency/converter/)

* Estimated cost is to be attained from NUS and/or partner university official sources, such as programme information sheets or websites. Appeals to cover any cost beyond the estimated cost is subject to approval and submission of all necessary supporting documents, such as receipts and proof of payment.

Please note that the maximum amount of PSEA funds students can withdraw is the total expenses amount minus the coverage of any awards/grants/bursaries/scholarships meant for the payment of the same type of expenses they are claiming for (e.g. NASA Bursary, SEP Award).


Application Period

The application form and supporting documents must be submitted to the Office of Financial Aid (within the Office of Admissions) after the completion of the programme, within 2 months from the end date.

Applications submitted beyond 2 months of the programme end date will not be processed.

Disbursement of PSEA funds

The PSEA funds will be shown in EduRec within 4-6 weeks after submission.


Download the Ad Hoc Withdrawal form here (editable using Adobe Acrobat).

Please note the following conditions before submitting the Ad Hoc Withdrawal Form for compulsory college-related (room and/or meal) fees:

  • Only students reading the Prince George’s Park House Programme, Ridge View Residential College Programme, University Scholars Programme or the University Town College Programme and are taking modules for the applicable semester are eligible.
  • PSEA funds can be withdrawn for only compulsory college-related fees incurred (e.g. college registration fees, college fees, compulsory meal plans*). Related discretionary fees such as excess utilities consumption or optional meal plans cannot be paid for using PSEA funds.

*Students in the Prince George’s Park House Programme are not eligible to withdraw funds for meal plans as they are not compulsory.

Please note that the maximum amount of PSEA funds students can withdraw is the fees charged minus the coverage of any awards/grants/bursaries/scholarships meant for the payment of the same type of expenses they are claiming for (e.g. UTown Bursary, RPB).


Application Period

Students can submit the application once they are charged college fees via the UHMS until Week 10 of the semester they are claiming for.

We advise students to pay for their outstanding fees first before the deadline of payment of compulsory college-related (room and/or meal) fees even after they have submitted the PSEA application to avoid any late payment penalty. Any credit balance arising from excess payment will be used to offset your next semester’s fees payable. If there is still an excess balance in your Student Account in the final semester of your studies, the amount will be automatically refunded to your receiving bank account. If you wish to get a refund for the excess payment made before the final semester of your studies, please write in to ofnbox3@nus.edu.sg.  To facilitate the refund, please update your "Receiving Bank Account" details via Education Records System (EduRec) (see FAQs on GIRO Payment).


Disbursement of PSEA funds

The PSEA funds will be shown in UHMS within 4-6 weeks after submission. For students who have paid their college fees first, submission of their receiving bank account details via EduRec is also required for the PSEA funds to be credited to the students’ bank accounts. For students who have paid using credit card, the funds will be refunded to the card.

Students are encouraged to apply for the GIRO facility (debit) via EduRec for payment of college fees. For your information, the GIRO payment due date for colleges fees is later than the payment due date for other modes of payments.


Download the Ad Hoc Withdrawal form here (editable using Adobe Acrobat).

Only Health Science students who are required to undergo compulsory health screening and/or vaccination can apply to use their PSEA funds to pay for these fees. Please submit the following along with the Ad Hoc Withdrawal Form: 

(i) Receipt of payment for health screening and/or vaccination

(ii) Document which indicates that the health screening and/or vaccination is compulsory for their course


Application Period

The application form and supporting documents must be submitted to the Office of Financial Aid (within the Office of Admissions) within the same semester the expenses were incurred.

Disbursement of PSEA funds

The PSEA funds will be shown in EduRec within 4-6 weeks after submission.


Download the Ad Hoc Withdrawal form here (editable using Adobe Acrobat).

Students may use their PSEA balance for the repayment of their Tuition Fee Loan, NUS Study Loan, Overseas Student Programme Loan and CPF Loan after they have graduated. To apply and find out more about the scheme, please click here.