(for Graduate Students only)
Graduate students who require financing for their tuition fees may apply for a loan under the Tuition Fee Loan (TFL) scheme. The maximum loan quantum is 90% of the tuition fees payable by Singapore Citizens for the same course.
Only students who enrol under the following programmes are eligible to apply for the TFL:
Graduate Research programmes
The following categories of graduate students are not eligible to apply for the TFL:
MOE Scholarship/Bursary holders
PSC Scholarship/Bursary holders
SAF Awards holders
Part-time coursework students
The terms of the TFL are as follows:
|Graduation period||Interest chargeable with effect from|
|1 January to 30 June||1 August in the year of graduation|
|1 July to 31 December||1 March in the year following graduation|
For this purpose, "graduation" shall be deemed to have taken place when the borrower passes the final examination (main or re-examination) or is deemed to have fulfilled all the requirements for the award of the degree. Interest is computed on a monthly rest basis on a 365-day year. In the event that the borrower leaves NUS without completing the graduate programme, interest will be chargeable with effect from the first day of the month immediately following the month in which notification is given to the bank.
The University has appointed the following banks as agents to administer the TFL scheme.
Development Bank of Singapore (DBS Bank)
Overseas-Chinese Banking Corporation (OCBC Bank)
First-time applicants and the respective guarantors are required to call personally at the bank with the completed application form (which must be signed in the presence of a bank officer), respective identity cards/passports and the letter of offer of admission to support the loan application. Applications must be submitted by the second week of the semester. In the case of research students who are admitted during the semester, applications must be submitted within the first two weeks of the date of registration.
Students who require further clarification on the TFL scheme may contact: